Barclays International
Location
Wilmington, DE | United States
Job description
Senior Credit Analyst
Wilmington, DE
As a Barclays Senior Credit Risk Analyst of Existing Customer Analytics, you will be responsible for analytics and valuation of Strategic initiatives that USCB offers to existing credit card members. In close collaboration with Customer Office division of USCB, this is an opportunity for you to determine optimal program targeting strategy to achieve USCB’s profitability goals, shape analytical test & learn agenda, and continuously monitor program’s performance.
Barclays is one of the world's largest and most respected financial institutions, established in 1690, with a legacy of success, quality, and innovation. We've helped millions of individuals and businesses thrive, creating financial and digital solutions that the world now takes for granted. An important and growing presence in the USA, we offer careers providing endless opportunity.
We currently offer a hybrid working model where colleagues have the flexibility to split their time working from home and an office. Everyone has the opportunity to integrate their professional and personal lives through this dynamic working model.
What will you be doing?
• Defining and executing in-depth data analysis of existing customers to identify profitability growth opportunities to support the overall USCB business objectives
• Developing P&L business cases to support Existing Customer Management (ECM) Programs specific to credit line management and risk mitigation related
• Identifying gaps and areas for enhancements in reporting infrastructure
• Being responsible for designing, executing, and reading results of the tests rolled out for the ECM programs specifically line management and portfolio risk mitiagtio strategies
• You will be responsible for analysing and Valuating Strategic initiatives that USCB offers to existing card members
• Being responsible for determining the optimal program targeting strategy to help with profitability goals
What we’re looking for:
• Bachelor's degree in an analytical /statistical discipline is required (e.g. Statistics, Economics, Mathematics, Finance, Operations Research or related quantitative)
• At least two years of data analysis experience with proven ability to process vast amounts of data into meaningful information and insights in financial services, insurance, or marketing
• Solid understanding of financial profit and loss (P&L) constructs, individual P&L components, and their interactions
• Knowledge and working experience with statistical/Business Intelligence software such as SAS, Python, SQL, Tableau and MS Office products (Excel, Word, PowerPoint etc.) is required
In addition to the skills required to execute the job well, we're looking for people with the following capabilities to grow and contribute to our culture:
• Empathy: An ability to see a situation from another person’s perspective
• Ownership: A excellent sense of pride in your work
• Connection: Build relationships with partners and colleagues
• Innovation: Openness to finding creative solutions
• Persistence: Desire to go above and beyond when necessary to get the job done
• Collaboration: Work well with others while building projects together
Skills that will help you in the role:
• Over three years of Credit cards, retail bank or lending financial services industry experience is preferred
• Master's degree in analytical/statistical discipline is preferred (e.g. Statistics, Economics, Mathematics, Finance, Operations Research or related quantitative)
• Credit risk strategy experience is preferred
At Barclays we understand that power of great customer experiences and we work hard every day to make sure that the needs and expectations of our customers are met and exceeded. We focus our energies on making every customer engagement better than before.
Where will you be working?
Barclays’ Wilmington campus boasts a recently renovated office space featuring a cafe, coffee bar, wellness breakout spaces and more. The campus is located along the historic Wilmington Riverfront where a glance out our windows reveals a scenic look at the Christina River and a growing riverfront community of luxury apartments, shops and restaurants. Additionally, the Wilmington train station is a short walk away, making travel from New York and Washington, DC fast and convenient
We offer an environment that enables you to thrive and make an impact. Our colleagues are hard-working, focused on solutions, and collaborative. Here you will find people helping people at every level. Our culture is dedicated to innovation and maintaining a sense of balance and well-being.
#LI-Hybrid
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