Credit Analyst

Location

Provo, UT | United States

Job description

About Us

As a community-focused financial institution, Capital Community Bank (CCBank) reflects the positive nature of its native Utah. We pride ourselves on providing a fun and friendly atmosphere, where employees are encouraged to come together as a team. Our bank is progressive with new technology and on-the-job training, retaining current employees and continually adding new positions. Offering competitive employee perks and a beneficial wellness program, CCBank is an inclusive, growing organization that offers a thriving culture and opportunities to earn a living.

Duties and Responsibilities

• Analyzes credit data and financial statements of individuals or businesses to identify the degree of risk involved in lending money or extending credit.
• For individuals, performs research to verify employment and income, inspects reports from credit reporting agencies, and reviews FICO scores.
• For businesses, compares to similar businesses in terms of liquidity, profitability, and credit histories.
• Uses computer software to further evaluate customers financial status and produce financial ratios.
• Performs other related duties as assigned.

Requirements and Qualifications

• Bachelors degree in Accounting, Economics, Finance, Statistics, or Mathematics preferred.
• Excellent verbal and written communication skills.
• Proficient in Microsoft Office Suite or related software, as well as analysis software.
• Basic understanding of relevant equipment, policies, procedures and strategies used in credit analysis.
• Ability to identify discrepancies and problems.

Benefits offered

• Health insurance
• Dental insurance
• Vision Insurance
• Life and Disability Insurance
• Paid Time Off
• Retirement Plan
• Employee Assistance Program

We are an Equal Opportunity Employer. We do not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

Job tags

Salary