Location
Lombard, IL | United States
Job description
Credit Union 1 is Recognized as a Chicago Tribune and Las Vegas Review Top Workplace 2023
We are excited to announce that Credit Union 1 has been recognized as a Chicago Tribune and Las Vegas Review Top Place to work for the third year in a row! The Top Workplaces explore how organizations create and sustain a positive and productive work culture. A great culture is important to Credit Union 1 and our culture is made up of more than great benefits and time off.
Join the Credit Union 1 Team
At Credit Union 1, we provide a work culture that is empowering, encouraging our team to be great, giving their best each day. Our valued employees are the foundation of our success and are the key to fulfilling our mission. Credit Union 1 invests in employee learning and development and strives to promote from within.
Top reasons to begin a career at Credit Union 1:
- Get paid for NOT working 13 holidays each year!
- Paid Time Off (PTO) begins accruing day one of employment.
- Tuition reimbursement for approved courses (after 1 year).
- Free Employee Assistance Program (EAP).
- Livongo Diabetes Management Program.
- Career growth opportunities it's our philosophy to promote from within whenever possible. Credit Union 1 is committed to your success and professional development.
- Excellent benefits packages including:
- Medical PPO insurance
- High Deductible Health Plan (HDHP) and Health Savings Account (HSA)
- Dental & vision insurance (employee coverage 100% company paid)
- Life, AD&D, short and long-term disability insurance (100% company paid)
- 401(k) retirement and profit-sharing plan
- Being part of a team providing services with the goal of improving the ongoing economic well-being of our members.
- Exclusive interest rate reduction for qualifying loan products.
The Job at a Glance
Extensive administrative and member service work with primary responsibilities for the timely and accurate processing of real estate loan files. Mortgage Loan Processors must have strong organization skills, as well as the ability to maintain effective communication with the member, Mortgage Loan Origination staff and other real estate professionals to ensure coordination and exchange of information for accomplishing the closing of the member's real estate loan. This position may require the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations, policies and procedures.
A Typical Day
- Review Automated Underwriting System (AUS) findings to determine items needed of the loan file.
- Organize and arrange supporting documentation collected from member and outside service providers.
- Verify the accuracy of loan data entered into the Loan Origination System (LOS).
- Review credit report as needed to address any inconsistencies identified in the DU/LP findings.
- Order services from outside providers, such as Appraisal, Title, Flood Certificate, Condo Questionnaire, Verification of Employment, Etc.
- Submit for Mortgage Insurance Certification (if applicable).
- Submit file for Underwriting.
- Clear all delegated credit and property conditions, post underwriting.
- Assist Loan Closers and Mortgage Loan Origination Staff as needed in their daily responsibilities.
- Ongoing Communication with members, parties to the transaction (attorneys, realtors, etc.) and outside service providers.
What We Look For
- Degree in Business Administration, Finance, Accounting or related field of study preferred. Will accept any suitable combination of education, experience, and/or training
- Have a thorough knowledge of first mortgage lending practices (minimum 2 years' experience), including federal and state regulatory requirements.
- Strong organizational, communication, and time-management skills.
- Requires professional appearance and attitude
- Proficient with various technology platforms (Microsoft, Adobe, etc.)
Location: 450 E. 22nd St., Lombard, IL
Job Posted by ApplicantPro
Job tags
Salary
$20.51 - $25.64 per hour
