Location
Troy, MI | United States
Job description
Are you ready to take your career to the next level with Capital Home Mortgage? Join a team that values expertise and embraces opportunities for growth.
Competitive compensation including hourly pay and commission awaits you. Work in a modern office that fosters collaboration and innovation, shaping the future of mortgage services. If you have a lending background, a drive to assist clients in achieving their financial goals, and a strong motivation to succeed, we invite you to apply.
Discover a supportive work environment, competitive compensation packages, and endless possibilities for career advancement at Capital Home Mortgage. Apply today and become part of our team of dedicated professionals!
Responsibilities:
- Evaluate loan applications to assess the creditworthiness of applicants in Troy, MI
- Conduct interviews with loan applicants to collect necessary financial information and documentation
- Assess the financial status, credit history, and property evaluations of applicants to determine loan feasibility
- Ensure loan agreements adhere to regulations and company policies in Troy, MI
- Offer guidance and advice to clients on loan options and terms specific to Troy, MI
- Aid clients in completing loan applications and gathering required documentation in Troy, MI
- Collaborate with underwriters, appraisers, and other professionals to streamline the loan approval process in Troy, MI
- Keep updated on industry trends, regulations, and changes in lending practices for Troy, MI
Qualifications:
- Must have previous experience working as a Loan Officer or in a similar role
- Deep understanding of lending procedures, regulations, and guidelines such as TILA and Fair Housing regulations is essential
- Proficiency in using accounting software and possessing 10-key typing skills is required
- Strong customer service abilities are necessary to establish and maintain client relationships effectively
- Excellent communication and interpersonal skills are a must-have
- Ability to analyze credit reports and financial statements for credit assessment purposes is required
- Proficient in basic math calculations for loan computations
- Preferred knowledge of FNMA guidelines for mortgage loans
- Understanding of mortgage servicing processes is beneficial
About Company:
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Benefits:
401(k)Dental InsuranceEmployee assistance programHealth InsuranceOpportunities for advancementPaid time offReferral programTuition reimbursementVision Insurance
Job tags
Salary
