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Location

Kentucky | United States

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Job description

About Us:
We are a well-established community bank dedicated to serving our local community for over a century. With a network of banking centers in Central Kentucky and mortgage offices nationwide, we pride ourselves on delivering exceptional customer experiences while fostering the personal and professional growth of our team members. At our core, we embody values of honesty, integrity, confidentiality, excellence, and professionalism. Our supportive and inclusive culture promotes innovation and adaptability, driving our continued success.

Position Overview:
We are currently seeking a detail-oriented and experienced Mortgage Loan Underwriter III with expertise in USDA and FHA DE. In this role, you will be responsible for meticulously evaluating loan files, ensuring accuracy and compliance with regulatory requirements, and facilitating the loan approval process.

Key Responsibilities:
- Thoroughly verify and analyze all information within loan files for completeness and accuracy.
- Assess creditworthiness based on relevant credit history and employment data, requesting additional information as needed.
- Input and reconcile data across various automated underwriting systems.
- Review title commitments and appraisals to confirm collateral integrity.
- Prepare comprehensive loan approvals with clear conditions.
- Facilitate seamless file setup for investor submission.
- Address post-closing conditions promptly to facilitate loan purchases.
- Meet departmental goals and standards, providing support and guidance to team members as required.

Preferred Experience and Skills:
- In-depth knowledge of secondary market policies and procedures.
- Proficiency in navigating bank policies and regulations related to secondary market lending.
- Ability to work effectively both independently and collaboratively in a dynamic environment.
- Strong adaptability to changing requirements and priorities.
- Commitment to maintaining integrity under all circumstances.
- High school diploma or GED required; some college coursework preferred.
- Minimum of 5 years' experience as a Secondary Market Loan Underwriter.
- Active FHA DE Designation with CHUMS ID.
- Proficiency in Encompass LOS and Microsoft Office Suite preferred.
- Excellent communication, organizational, and time management skills.
- Willingness to learn mortgage software through online training modules.
- Basic understanding of conventional purchase/refinance guidelines.

Location:
This is a remote position requiring self-discipline and the ability to work autonomously with minimal supervision.

Join Our Team:
If you are seeking a supportive work environment with opportunities for professional growth and a sense of belonging, we invite you to join our team!
Employment Type: Full-Time
Salary: $ 40,000.00 140,000.00 Per Year

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Salary