Professional Search of the Carolinas
Location
Charlotte, NC | United States
Job description
May set up office anywhere in NC or SC and will have an office provided for them but a lot of the work will be done remotely and some from the office.Position is with Ameris Bank. 1% commission on sales with excellent benefits.
Responsibilities Loan Originators conduct the majority of their job duties outside the company offices developing referral sources with individual borrowers, real estate brokers, builders, developers, branches and other referral sources in an effort to proactively solicit business and generate leads for mortgage financing requirements to customers - Other duties as assigned - Maintain an active sponsored Nationwide Mortgage Licensing System and Registry (NMLS) number in compliance with the federal S.A.F.E Act requirements - Practices ethical sales behaviors in accordance with core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services - Establish and maintain all client relationships with realtors, builders, developers, branches and other referral agents on an on-going basis - Contact in person or by phone potential or existing customers to develop new business or retain existing business - Counsel customers on all products the customer is eligible to obtain ensuring the product chosen best fits their financial needs without steering a customer to any particular product - Assist customers with completing the loan application, provide/explain required initial documentation and disclosures according to the required timelines, and submit loan applications within required timelines - Oversee loan process by monitoring loan status and ensuring conformity with terms Communicate to loan processors regarding coordination of workflow and files in process and assist in collecting additional documents and communicating loan status to all parties in a timely manner Adhere to established minimum fees and product pricing structure Network through industry related functions, professional, business and community organizations and activities to promote and market loan products on a monthly basis Attend all purchase loan closing transactions on behalf of bank as required Communicate with branch manager on a regular basis to update them on sales call efforts - Meet regularly with loan processor to review pipeline report for accuracy and status Work with branch managers and other sales personnel to support bank cross-selling opportunities and other initiatives Keep informed on all Mortgage loan programs and adhere to all regulatory and compliance requirements Meet and exceed the minimum production standards as detailed in the compensation agreement Attend all required meetings Complete all required training Benefits - Provides a comprehensive employee benefit package to all eligible employees - Medical, Dental and Vision Insurance - Absorbs a major portion of the cost of healthcare - You become eligible for coverage on the first of the month following 30 days of employment Life Insurance provided at no additional cost to employees Accidental Death & Dismemberment Coverage Long-Term Disability Coverage - Paid Sick and Vacation Leave -11 Holidays - Volunteer/Service Day - Employee Stock Purchase Plan -401(k) Retirement Plan Matches 50% of your first 8% of contributions to the plan Flexible Spending Accounts Health Savings Account Health Reimbursement Arrangement Qualifications Experience using mortgage origination applications Effective utilization of a contact management system Knowledge of mortgage products/servicing, operations, and current market trends Proven mortgage production of $5 million over the past year - Proven success in establishing referral relationships Minimum 1 year of Customer Service experience High school diploma or GED required Base plus commissionJob tags
Salary
