Portfolio Manager, Communications Banking Group

Location

Greenwood Village, CO | United States

Job description

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. When you choose a career with CoBank, you make a difference by doing work that matters. In order to be the best, we hire the best!

Remarkable Benefits offered by CoBank

• Competitive Compensation & Incentive
• Hybrid work model - flexible work arrangements for most positions
• Benefits Packages, including: Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
• CoBank University robust curriculum –associate training and development, including higher education tuition reimbursement
• Outstanding 401k – up to 6% matching and an additional 3% non-elective contribution
• Time-Off Packages – Vacation 15+ days, 10 Paid Sick Days, and 11 Paid Holidays
• Community Impact – United Way Angel Day, Volunteer Day and Associate Directed Contribution
• Associate Resource Groups – creating a culture of diversity and inclusion
• Recognize a fellow associate with “GEM” awards, including a monetary value
• On-site Fitness Center and Cafe
• ECO transportation pass provided to every Denver associate
• Relocation Package Available

This position can be in Denver or Atlanta 

At CoBank, the Portfolio Manager, Communications provides portfolio management and credit support to primary Relationship Managers, including origination, structuring, execution, and monitoring of Communications transactions. Responsible for working with Relationship Managers and credit professionals on associated internal credit, research, and financial modeling functions. Mentors and provides guidance to junior associates, as appropriate. Supports the achievement of profitability and credit goals for the division through day-to-day management of account relationships.

Essential Duties and Responsibilities

· Independently manages the day-to-day activity of an assigned portfolio of complex Communications transactions with a mix of accounts. This includes direct customer communication, as necessary.

· Provides autonomous oversight on refinancing of existing borrowers, amendments, consents and waivers, term conversions and provides recommendations to Relationship Managers regarding any credit deviations or concerns.

· Assists Relationship Managers with communication to critical internal stakeholders, including the Division leadership, Credit, Capital Markets, Agency, Loan Closing, Operations, and Treasury/Derivative functions.

· Serves as the lead for managing multiple consultants engaged to assist in due diligence of new or refinancing transactions.

· Leads the development and analysis of financial data and due diligence of contractual, technical, and market information for new or renewed financing arrangements. Collaborates with Communications Credit Analysts to guide the development and preparation of credit approval documentation for new, renewed financing arrangements and consent, waiver and amendment activities.

· Supports Relationship Managers in origination, structuring, and new business activities. Takes on primary responsibilities, as assigned, to negotiate, diligence, document, and close new Communications loans. These activities can include, preparing pre-screening memos, pitches, cash flow modeling of proposed structures, engaging with Farm Credit System or commercial bank partners, negotiating loan documentation, and managing lender expert consultants.

· Recommends decisions on loan terms and loan servicing actions within approved limits on assigned accounts.

· Manages to profitability and credit quality targets for portfolio.

· Prudently services accounts to protect CoBank and minimize losses.

· Handles customer questions and concerns related to billing, documentation and other inquiries.

· Maintains expertise in Communications segment and keeps up-to-date on industry trends, technology, regulatory requirements, and government programs.

· Provides leadership and guidance to junior level staff as appropriate.

Education

• Bachelor’s degree

Work Experience

• 5 years of experience in banking or the financial services industry
• Prior Experience in the Communications sector
• Prior Experience in non-recourse and/or structured finance
• Knowledge of fundamental commercial lending, loan structuring, financing alternatives, collateral concepts and syndicated loan structure
• Advanced knowledge of Communications financial cash flow modeling and auditing functions
• Knowledge of technical standards, industry trends, technology and regional/national regulatory requirements
• Knowledge of competitive environment and practices in the Communications industry
• Proven ability to analyze credits, contracts, legal documents, technical reports and various deal structures
• Ability to produce marketing presentations for potential and existing customers

Compensation Information

• Estimated Base Salary Range: $98,527-$133,011
• Short Term Incentive Bonus: 25%

CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.

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