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Location

Esher, Surrey | United Kingdom

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Job description

We help the world see new possibilities and inspire change for better tomorrows. Our analytic solutions bridge content, data, and analytics to help business, people, and society become stronger, more resilient, and sustainable.

Job Description

Verisk Life, Health & Travel (LHT) has over 20 years’ experience of providing risk rating tools to the insurance market. LHT provides medical and veterinary underwriting software to insurance providers that enables the rating of pre-existing medical conditions to allow informed underwriting decisions to be made on travel, health, pet and other health related insurance products. Clients range from multinational and specialist insurers to insurance brokers and aggregators

Location:

The role will be based at LHT’s Head Office in Esher, Surrey and may require travel to other company sites and/or client sites including travel outside of the UK. We are currently operating a hybrid working approach, with minimum 2 days in office.

Internal Strategic Support:

The Medical Director reports to the Global Managing Director, LHT and will play a key role in supporting the strategic direction of the LHT business globally, in addition to supporting the Sales Teams in our chosen target markets. This will be achieved by working closely with the Global MD, Commercial Director, Operations Director UK, Regional Manager APAC, Global Business Development Team members, as well as the UK Product Team Medical teams.

Main purpose of the job including key responsibilities:

In coordination with LHT’s Managing Director, the Medical Director will be responsible for the governance, delivery and management of the medical datasets supporting all LHT products globally. In addition, the Medical Director will provide subject matter expertise in support of sales, marketing and client servicing functions.

LHT has a team of internal medical experts, and also work with external experts to provide specific expertise related to medical risk and insurance markets. Internal experts have a thorough understanding of insurance products, a working knowledge of medical underwriting, detailed product knowledge and familiar with the principles of creating algorithms for risk assessment. The Medical Director will be expected to contribute materially to this internal expertise, whilst working closing with the Verisk analytics team to create risk models.

The role will focus on:

1. Using relevant medical data and other available market data, to ensure a consistent, accurate and robust approach to risk rating various pre-existing medical conditions that impact upon health related insurance applications.
2. Identifying what changes are required in the medical datasets on an ongoing basis to reflect aspects such as new disease identification, medical advancements, research outcomes, regulatory requirements, client feedback and claims data analytics.
3. Working with the Product and Client Services teams to ensure that all required changes to the Risk Rating Tool are planned, implemented, tested, and released to clients.
4. Supporting the identification and development of new Risk Rating Tool products or features as necessary.
5. Supporting the Risk Rating Support Line team to handle client queries where in-depth medical knowledge is required. 
6. Direct liaison with clients to provide accurate risk assessment outcomes, to respond to queries at point of claim or to assist them with Regulator / Ombudsman related matters.
7. Supporting the Business Development Managers across our markets with information and contributing to sales pitches and/or client queries as appropriate.

Key Responsibilities:

• Gaining an understanding of the targeted Insurance markets to ensure that the Risk Rating Tool datasets and outputs are appropriate to the needs of insurers, intermediaries, and customers in those markets.
• Maintaining awareness of key medical advancements and treatments to ensure that the Tool remains relevant and current.
• Working with the Business Development teams to understand potential regulatory and legislative changes that are relevant to Verisk’s business and assessing what impact, if any, these will have on the product and risk rating outcomes.
• Working with the leadership team, and Verisk's data analytics specialists, to identify opportunities to create new revenue streams using sales/claims data from Risk Rating clients.
• Understanding the technological capabilities of the product to ensure we make best use of available features and capabilities to create better products / experiences for our clients.

#LI-AM1

#LI-Hybrid

Qualifications

Skills / Experience:

• Medical qualification is essential and a further qualification highly desirable.
• Minimum of 6 years post qualification experience, with experience in a clinical setting (essential)
• A well-rounded and up-to-date general knowledge of human anatomy, physiology, and medical conditions (essential)
• Current registration with the GMC equivalent medical body (desirable). Experience in, or understanding of, a commercial life and/or health insurance setting is preferred.
• Experience in, or understanding of, medical research (desirable)

Key Competencies:

• People and team leadership experience
• Excellent communications skills – for internal & external audiences
• Calm, diplomatic and self-aware
• Excellent presentation capabilities
• Relationship building
• Decisiveness and pragmatism
• The ability to work independently and as part of a team
• Logical thinking and problem solving
• An understanding of risk and probabilities / statistics (desirable)
• Ability to translate complex medical issues into plain English to assist the development of the product and the resolution of client queries
• Pragmatism
• Knowledge and/or interest in technology (desirable)
• Customer facing – ability to understand customer’s needs and business drivers and reflect that in product design considerations
• IT skills – MS Office (essential) & databases (desirable)

Additional Information

In 2022, Verisk received Great Place to Work® Certification for our outstanding workplace culture for the sixth year in a row and second-time certification in the UK, Spain, and India. We’re also one of the 38 companies on the UK’s Best Workplaces™ list and one of 18 companies on Spain’s Best Workplaces™ list.

For over fifty years and through innovation, interpretation, and professional insight, Verisk has replaced uncertainty with precision to unlock opportunities that deliver significant and demonstrable impact. From our historic roots in risk assessment, we’ve grown to provide analytic insights that help transform industries focused on some of the world’s most critical areas. Today, the insurance industry relies on Verisk to be, and to make the world, more productive, resilient, and sustainable.

Verisk works in collaboration with our customers and at the intersection of people, data, and advanced technologies. Through proprietary platformed analytics, advanced modeling, and interpretation, we deliver immediate and sustained value to our customers and through them, to the individuals and societies they serve, with greater speed, precision, and scale. We’re 9,000 people strong, committed to translating big data into big ideas. We help others see new possibilities and empower certainty into big decisions that impact individuals and societies. And we relentlessly and ethically pursue innovation to help move our customers, and the world, toward better tomorrows.

Everyone at Verisk—from our chief executive officer to our newest employee—is guided by The Verisk Way, to Be Remarkable, Add Value, and Innovate.
• Be Remarkable by doing something better each day in service to our customers and each other
• Add Value by delivering immediate and sustained results that drive positive outcomes
• Innovate by redefining what’s possible, embracing challenges, and pushing boundaries

Verisk Businesses

Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision

Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences

Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient

Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events.

Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance

Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement

Life Insurance Solutions – offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group.

Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger

Verisk Analytics is an equal opportunity employer.

All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability.

Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume.

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