BMW Group
Location
Farnborough, Hampshire | United Kingdom
Job description
REAL ADDED VALUE: A CONTENTED CUSTOMER.In this role you'll be involved in evaluating financial data to make underwriting decisions on all types of proposals submitted by retailers and partners. Additionally, a key responsibility of the role is to make quick and responsible lending decisions. On a daily basis you'll be involved in the following:
Responsible for underwriting proposals within an approved authority limit per customer / individual application.
Make commercially sound decisions within the time standards agreed with Retailers and Partners.
Accept or decline credit applications including negotiation of terms.
Evaluate applications to highlight potential fraud and money laundering cases.
Discuss proposals with Retailers, Partners and Internal Sales at all levels effectively.
1-2 years of Underwriting experience gained within the financial services sector.
Ability to commit working on a fixed term contract basis.
Flexibility to work on a shift basis including weekends (standard hours 37.5 over 7 day period).
Time will be split between office and remote working.
Ability to analytically assess, interpret and evaluate data quickly and accurately.
Ability to deliver in a time pressured environment and handle multiple high priority tasks.
Ability to build business relationships with strong interpersonal skills.
Act with integrity and embrace the principle of treating our customers fairly
In return we have an attractive flexible benefits scheme, with the option to select from:
Pension scheme
Permanent health insurance
Medical screening
Healthcare cash plan
Dental cover
Competitive holiday entitlement
Bonus scheme (subject to scheme rules)
In 2023 BMW Group Financial Services UK was recognised as a Top Employer. We invest in our employees and embrace a culture of flexible working as well as promoting a positive, supportive culture and working environment. We are based in prestigious offices in Farnborough that provide a great place to work with good people and an exciting, engaging, industry leading brand.
At BMW Group, we are committed to offering our employees the right balance between work and personal life. We pride ourselves on being a flexible employer and for most roles, it could be possible to agree flexible hours, job share, compressed hours or part-time working hours and so please discuss your individual requirements as part of the application process so we can try to agree a suitable arrangement. [For this role, we also support a hybrid model which combines remote and office working.] #LI-Hybrid
All applications should include an up to date CV
The initial assessment will be carried out via a video interview.
Successful candidates will be required to complete background screening checks and the offer of employment will be subject to results which we consider are satisfactory. Checks will include references, right to work, IT system Compliance Integrity Check (COIN), CV and relevant qualifications. Checks may also include criminal records, adverse financial (credit), directorships, address, internet research and/or driving licence. If you have any queries on any of these checks, please discuss with us and we will be happy to go through with you in more detail.
We are proud to be a part of the Disability Confident scheme. The scheme supports employers to make the most of the talents disabled people can bring to the workplace.
This is rolling recruitment and the advert will be withdrawn upon successful appointment.
Job tags
Salary
