Location
Nottingham | United Kingdom
Job description
About The Role
Contract type: Permanent
Hours: Full-time, 35 hours (hybrid/flexible working available)
Location: Head Office, Nottingham (Hybrid working, 2 days in the office per week)
Due to our exciting new business purpose, we are evolving our credit risk strategy and our overall mortgage proposition ! It’s an incredibly exciting time and we have a brand-new opportunity to join the Society as a Credit Risk Analyst supporting the delivery of our credit risk transformation.
You will join our fantastic credit risk team supporting our Credit Risk Manager by assessing, monitoring , and managing credit risk of our mortgage portfolio with respect to customer and portfolio performanc e . This is a critical role providing timely insights and recommendations to help shape our credit risk and lending strategies.
Thi s role is perfect for someone who is pr oficient in risk modelling, credit scoring, and statistical analysis. You will enjoy working in a dynamic environment with the ability to adapt to change . This is a rewarding role where you will support the future of the society as we build out our credit risk strategy to meet the needs of our evolving mortgage ecosystem .
Here is a taste of what you’ll be doing as a Credit Risk Analyst at The Nottingham –
- Evaluate new and current customers to ensure the Society continues to lend safely and remains within Risk Appetite
- Analyse and evaluate information gained from several sources, draw conclusions, and recommend action as a result of this analysis
- Discover insights using large and multiple data sources to identify patterns, anomalies, and opportunities for risk reduction
- Prepare and present reports for senior management highlighting risks and recommendations to mitigate these risks
- Produce and use analytic reports to monitor risk and performance, ensuring a high standard of accuracy, presentation and commentary
- Work closely and collaboratively with internal teams to support alignment with risk management objectives
- Drive continuous improvement by being curious and seeking ways to work differently generating new ideas and approaches
What we are looking for -
- Knowledge of different types of lending and the risk implications associated with them
- Good experience in using data extracts and reporting software
- Strong and effective problem solving and decision-making skills
- Good communication skills with the ability to present and explain analysis to relevant stakeholders/business areas
- Mortgage experience would be highly beneficial - c andidates without mortgage experience will have the desire to learn and develop their knowledge in this area
What we offer -
- A fair and competitive salary evaluated against market data, annual discretionary bonus scheme, Medicash healthcare scheme, 25 days annual leave plus bank holidays , holiday purchase scheme (up to 5 days) and enhanced family leave
- Commitment and dedication to your ongoing personal and professional development. We help you to own and grow your potential so you can be at your best in your current role and to support your future career aspirations
- Flexible and hybrid working to encourage a work life balance, we want you to be at your best inside and outside of work
- A friendly and inclusive culture where teams genuinely strive to do the right thing by their colleagues and our customers
- A strong sustainability agenda – we’re continually finding new ways to be kinder to the environment by reducing our carbon footprint
- We’re passionate about giving back to the communities in which we serve as well as supporting local charities as part of the Samuel Fox Foundation. One of the many ways you can get involved is to use the 2 days per year paid leave to volunteer for causes or charities that are important to you
- Your health and wellbeing is our priority, we encourage this through a suite of support resources, including a team of trained mental health first aiders
About Us
So, what does #LifeatThe Nottingham look like? We’re a mutual, which means we don’t have shareholders. Instead, we’re owned by our members and use our money to do good, investing in our community, responsible causes, and – well, you. So, we’re always striving to do the right thing for our team, communities and members.
Although our history spans 170 years, our purpose of helping our members save, plan for and protect their financial futures is enduring. This means supporting them through all of life’s key milestones. From providing a safe place for their savings, help and support finding and funding their home, insuring their assets and planning for their families and their future.
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