Mariannafs
Location
Ealing, Greater London | United Kingdom
Job description
How can we help? Remortgage Purchase
1 Talk to us
Call us, connect on WhatsApp or request a call-back. Let us understand you little more to find the suitable mortgage deal.
We will scan whole of market to get you the best possible mortgage deal suits your requirements & circumstances.
3 Secure the mortgage.
Once we find right mortgage we will submit mortgage application. We keep you updated as we progress towards mortgage offer.
If you are thinking to climb a property ladder for the first time, it can be confusing and intimidating thinking of where to start to seek advice. Our mortgage brokers in Ealing we provide you with end-to-end assistance in finding you the best mortgage deal that is suitable for you.
We will look throughout the market and get you first-time buyer mortgage deal right for your financial circumstances. From initial financial assessments to Decision in principal and mortgage application to completion we keep you updated every step.
MariannaFS charge no broker fee, while many Ealing Mortgage brokers charge fees to arrange a mortgage. We are rated for excellent customer service.
PERSONALIZED ADVICE
As your Mortgage Advisors in Ealing, we provide you with personalized service and guide you throughout the process until the mortgage completion.
MORTGAGE PROTECTION
As part of mortgage services, we review your insurance need and recommend the right level of insurance for any unforeseen circumstances.
SKILLED BROKERS
MariannaFS have fully qualified, skilled, and experienced professionals. We know the market & equipped to provide you with the best mortgage deals for you.
PANEL OF SOLICITOR
We can recommend you with suitable solicitors for helping you out with your mortgage conveyancing work so you no longer required to look for one.
SEAMLESS COMMUNICATION
With Marianna Financial Services, you would never lose touch with the experts you work with. We do our best to stay connected via mobile and email.
Why use mortgage broker and what are the charges?
Is it better to get a fixed-rate mortgage?
I am on work visa. Can I get a mortgage in Ealing?
Is the current market suitable for getting a new property in Ealing?
What is the best time to remortgage my property?
If you are looking for your first property purchase or thinking of remortgaging your house in Ealing our team of the best mortgage broker in Ealing can help you to find best mortgage deal. Our skilled and experienced mortgage advisers scan the entire market and find you with the most suitable lenders. All our services are fee-free and help you save a money on broker fees while making your mortgage application in Ealing.
MariannaFS are Independent online mortgage broker. As a Whole of market mortgage adviser we can scan the entire mortgage market to find the lowest rate.
We offer Fee Free mortgage advice with excellent customer service covering Ealing, Bretford, Greenford, and west London.
After the ease in interest rate most of the first-time buyer are actively looking for the first-time buyer mortgage. We can assist you from getting the Decision in Principle to submitting full mortgage application. Whether a conventional high-street lender is right for you or you need a specialised lender to get a mortgage with bad credit or mortgage for self-employed in Ealing we can advise you in your situation.
Searching for mortgage to purchaser or remortgage a property in Ealing by yourself is not the best and not cost-effective option. It is always better to seek help from independent experienced mortgage broker like MariannaFS. We have many years’ experiences in the mortgage industry, and we aim to end your search for the best mortgage rate.
Our independent mortgage advice process involves knowing you better and your financial circumstances and needs. Once we have required information our friendly mortgage broker can advise you right mortgage option and best customer experience. Our mortgage advisers have access to whole of market, which means we can find you the mortgage by scanning all the lender including high street banks.
If you are a first time buyer or remortgaging, need a local mortgage broker Ealing , our FCA-approved experts are here to help you out.
Don’t take our word for it our services have helped us to get five-star rating on many review platform . We are proud of our 5-star reviews from many happy clients on google and Trustpilot.
Get in touch via WhatsApp, email or we can give you a call back when requested.
Many borrowers face difficulties in getting the mortgage they want due to their income structure, credit history or the property. From the lack of a good credit score or not having a permeant visa to remain if you are a foreign national, multiple factors put off high street mortgage lenders from approving mortgage applications. If you are facing a mortgage difficulty, our specialist mortgage brokers will find you lenders who would offer mortgage you need.
We don’t just find you the cheapest mortgage for your home. We ensure you and your loved ones’ wholesome security by advising you on suitable home insurance and life cover plans. A home insurance or landlord policy will give you financial cover in case there is any damage to the property you buy on a mortgage. A life cover plan will give you financial aid in the event of critical illness or death. Such help will prevent your financial condition from taking a hit as you have committed expenses.
It is been reported government is planning to introduce new 99% LTV mortgage with 1 % deposit to help first time buyer to be on the property ladder.
While buying a property is a dream come true, many self-employed individuals find themselves worrying about getting mortgages.
If you live in the UK and are still on a VISA, you can purchase a property on a mortgage, even if you do not have an ILTR (indefinite leave to remain).
As of the August of 2023, the Bank of England has increased its base rate for the 14th consecutive time, making it more difficult for borrowers to get good mortgage deals. The current base rate of 5.25% is the highest it has ever been since March 2008. Speaking of high rates, the average two-year fixed mortgage rate in the UK is now at 6.85%, crossing the peak of 6.55% in October.
APRC refers to the annual percentage rate. As the name suggests, it is the rate of interest a lender charges for their loan on an annual basis. This interest is often associated with financial instruments like credit cards, loans, mortgages, etc. It lets the borrowers know how much interest they will be charged for the amount borrowed annually.
In simple words, a credit score is a number that represents your creditworthiness.The number is given to every citizen of the UK above the age of 18, making them eligible for financial borrowing.Your credit score plays an important role in financial lenders approving your applications and lending you money. The higher your credit score is, the better your profile looks to a potential lender. High credit scores often convince lenders to lend money. On the other hand, a lower credit score may increase the chances of declining your mortgage applicationWhile every lender uses different methods to calculate your credit score, all of them use information obtained from three major credit reference agencies – Experian, Equifax, and TransUnion. These agencies work with building societies, banks, retailers, mobile phone companies, and other relevant entities to help them decide if a borrower is capable of repayments.
When you are getting a mortgage to purchase or remortgage a property, the rate of interest and the deposit to be paid are the two most important factors that influence your decision. Both these factors decide the repayments you would be required to make over time.Another highly important factor that dictates your choice and influences the two factors mentioned above is loan-to-value (LTV) or the LTV ratio. Every mortgage lender takes LTV into consideration before offering a suitable mortgage deal to the borrowers.So, what is loan-to-value?
Especially in the case of first-time buyers, people choose to purchase properties with their friends or partners. This helps them reduce the deposit paid by each individual and increases the amount they can borrow. While most people choose to partner with one other individual, it is possible for up to 4 individuals to be legal owners of a property.However, confusion between Tenants in Common and Joint Tenants is common when it comes to joint ownership. If you are planning to share the ownership of a property you purchase, it is important to understand whether you should go with Joint Tenants or Tenants in Common.
Conducting a house survey is one of the many important assessments that need to be made before going ahead with the purchase. Depending on the situation, property, and preferences, you can choose from the many types of building surveys available to you.What is a house survey?As the name suggests, a house survey is an assessment of a property before it is purchased. While purchasing a house, you may need to conduct multiple surveys, such as a homebuyer survey, physical valuation for getting a mortgage, structural surveys, etc.
West Link House,
981 Great West Rd,
Brentford TW8
9DN
Marianna Financial Services is authorised and regulated by Financial Conduct Authority under the FCA financial services register number 925226 in respect of mortgage, insurance and consumer mediation activities only.
Company registration number 12485005. Register in England and Wales. Register office : WEST LINK HOUSE,981 GREAT WEST ROAD, BRENTFORD, TW8 9DN
The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based within the UK.
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