---

---

Location

Croydon, Cambridgeshire | United Kingdom

---

Job description

Mortgage Broker Croydon | Fee Free Mortgage Advisor MariannaFS Our Ratings ★ ★ ★ ★ ★

5

Mortgage Broker
Croydon

GET YOUR MORTGAGE ADVICE WITH THE BEST
MORTGAGE BROKERS IN CROYDON.

How can we help? Remortgage Purchase

We Charge No Broker Fees

We Search Whole Of Market

We Do The Hard Work

How to Get Mortgage In Croydon?

1 Talk to us

Call us, connect on WhatsApp or request a call-back. Let us understand you little more to find the suitable mortgage deal.

2 We find best mortgage.

We will scan whole of market to get you the best possible mortgage deal suits your requirements & circumstances.

3 Secure the mortgage.

Once we find right mortgage we will submit mortgage application. We keep you updated as we progress towards mortgage offer.

Mortgage Broker Croydon Services.

First-time buyer mortgage in Croydon

If you are new to the property ladder, things can get confusing and get complicated in no time. Our independent mortgage advice for first-time buyers allows you to purchase your first property with ease.

With the best mortgage Adviser Croydon has for you, we get you deals that fit you your circumstances! Our experts will answer all your questions and resolve all your doubts with out any jargons as you ready to climb the property ladder for the first time.

It is common for some of the first-time buyers to be unaware of the process of home buying. Our mortgage brokers and advisers will guide you about the first-buyer schemes home buying process. From Agreement in Principal to mortgage offer let us handle it for you.

Know more

Remortgage broker in Croydon

Home Mover mortgage in Croydon

Buy-to-let mortgage in Croydon

Why choose us

WE ARE FREE MariannaFS do not charge any broker fee for our services. While other mortgage brokers charge fees , but we offer our services fee-free with excellent five star customer service. PERSONALIZED ADVICE We provide you with mortgage advice that is tailored according to your specific needs and preferences. Our team is approachable & will provide you personalized assistance. MORTGAGE PROTECTION We can advice and arrange insurances related to your mortgage. With access to market leading providers, we will arrange insurance for you & love ones. SKILLED & EXPERINCED MariannaFS have a team of experienced mortgage brokers . Our professionals are fully qualified with access to resources in the market which helps to find right mortgage. SOLICITOR RECOMMENDATIONS At MariannaFS, we can recommend suitable solicitors for helping you out with your mortgage conveyancing work so you no longer required to look for one. OUR DOORS ARE OPEN By associating with MariannaFS you would never lose touch with us. We try our best to be there for you at all times and stay connected via mobile and email.

Some of the FAQS

What are your fees? What could affect my mortgage? Can I get a mortgage with bad credit? I am on a work VISA. Can I get a mortgage? Why should I use a mortgage broker in Croydon? Should I remortgage with the same lender or a new one? read more FAQs Our Ratings 5.0 ★ ★ ★ ★ ★

5

76 ★ ★ ★ ★ ★

5

181 ★ ★ ★ ★ ★

5

80 ★ ★ ★ ★ ★

5

12 Oct' 2023 New Purchase Mortgage ... Thanks for great service you provide every time I reach out to you. Your comp... Sreedhar Muppiri 10 Oct' 2023 Very good service. Ad... Very good service.Advised the right thing to do.Really helpful advise. Dan A 29 Sep' 2023 Thank you for your hel... Thank you for your help Milton Tarquin Purdie 26 Sep' 2023 They made our dream co... They made our dream comes true . Yash & 19 Sep' 2023 I am extremely lucky a... I am extremely lucky and privileged to have Milton as my mortgage advisor as ... Dinahar 19 Sep' 2023 Excellent mortgage bro... Excellent mortgage broker. very helpful with our first purchase. Flavia 13 Sep' 2023 Very informative and h... Very informative and helpful services. Thanks to Milton for your help and adv... amit k 13 Sep' 2023 Milton was very helpfu... Milton was very helpful and tried to find the best deal for us. Great service... Γιώργος Κοντός 12 Sep' 2023 VIQAS EXCELLENT EXPERI... VIQAS EXCELLENT EXPERIENCE, ALWAYS AVAILABLE TO ANSWER QUESTIONS, VERY AFFORD... You A 5 Sep' 2023 Excellent Mortgage bro... Excellent Mortgage broker . We use them for our remortgage . We dealt with Ne... Anonymous 5 Sep' 2023 Excellent service from... Excellent service from the beginning to the end of the mortgage and insurance... Sheldon 2 Sep' 2023 Helpful and knowledgea... Helpful and knowledgeable. Charles 2 Sep' 2023 I am extremely lucky a... I am extremely lucky and privileged to have Milton as my mortgage advisor as ... Dinahar 15 Aug' 2023 Very helpful and frien... Very helpful and friendly with every client. Hom K 11 Aug' 2023 Excellent service! Mil... Excellent service! Milton was very helpful throughout the whole process and m... Alex 10 Aug' 2023 Milton was very helpfu... Milton was very helpful, understanding and caring. Worked tirelessly to help ... Mariya 10 Aug' 2023 Helpful and knowledgea... Helpful and knowledgeable. Charles 29 Jul' 2023 Very helpful and frien... Very helpful and friendly with every client. Hom K 26 Jul' 2023 Milton was very helpf... Milton was very helpful, understanding and caring. Worked tirelessly to help... Mariya 17 Jul' 2023 We had a very good exp... We had a very good experience with Marianna FS. We have been using them for l... Victoria 17 Jul' 2023 Nelson provided a very... Nelson provided a very personalised service taking into consideration our req... Shibu 13 Jun' 2023 We cannot speak highly... We cannot speak highly enough of Milton and the way he guided us through the ... Vissi 15 Mar' 2023 MR.Milton was outstand... MR.Milton was outstanding.He helped me whole process .Thank youI would rea... Roshan Dsouza 12 Oct' 2022 Met Milton, He was eas... Met Milton, He was easy to approach. Helped us understand all the complex pro... Sreedhar Muppiri 7 Oct' 2022 Very reliable service.... Very reliable service. Milton is very friendly and does work with very high p... Anannya P 7 Oct' 2022 Absolutely happy with ... Absolutely happy with Marianna FS. Milton and Sancia. They are always availab... Neil Lem 2 Oct' 2022 I am immensely satisfi... I am immensely satisfied with all your support. You have given me an incredib... Dinahar Rathnaraj 1 Oct' 2022 I am very Happy that I... I am very Happy that I choose to work with Mr. Milton in Marianna FS. He was ... Manthan Shah 1 Oct' 2022 I have used Marianna F... I have used Marianna FS a number of times and they were always really helpful... Mateusz Brzozowski 19 Aug' 2022 Efficient, insightful,... I found MariannaFS very professional. They provided an insights on all possib... Shubhra Kumar 20 Jun' 2022 The best mortgage advisor The best mortgage advisor, very professional and helpful. Extremely easy to w... Javed Khan 11 Jun' 2022 Excellent and Reliable We cannot thank Milton enough for his support during the process of applying ... Sara 11 May' 2022 Best service with mort... Second time with Milton after first mortgage had to be cancelled due to my ch... Sandeep 12 Apr' 2022 I have done my 2 purch... I have done my 2 purchase mortgage and 2 re remortgages with marianna finance... Sheetal Mohite 11 Apr' 2022 Good, trustworthy and ... Good, trustworthy and approachable I would like to recommend it to others serana vales 10 Feb' 2022 Excellent service by M... Great service. I Would like to thank Milton for his hard work. He help us all... Raj 13 Jan' 2022 I worked with Milton I worked with Milton. As a first time buyer, I needed more information, which... Manthan Shah 20 Dec' 2021 The Best Mortgage advi... Mariannafs are very professional, Milton and his team were very helpful and C... Faheem Vanoo 27 Nov' 2021 Very professional yet ... Very professional yet freindly. I would recommend Milton/Mariannafs to all my... Vijay Karas 12 Nov' 2021 Very professional and... Very professional and always answer the call for help whenever you need them. Gyry Rosh 30 Oct' 2021 Very professional serv... Very professional service. Would recommend ????????10/10 Roshan Gurung 28 Oct' 2021 I have been using Milt... I have been using Milton's service for the past 3 years for both new Mortgage... Singaravelan Gopalayer 22 Oct' 2021 Excellent and professi... Excellent and professional Service Bryan Pereira 20 Sep' 2021 Truly great service We all know how difficult it is to find a good Financial Advisor. Personally,... Mateusz Brzozowski 17 Aug' 2021 Fantastic service. Best decision my wife and I made was to use Marianna financial services to pu... Haitham 19 Jul' 2021 Amazing Service Amazing Service, I have been using for a while now. Prompt Service, I had no ... Anthony M 18 Jun' 2021 I used Marianna Financ... I used Marianna Financial Services to…I used Marianna Financial Services to... Farri 25 May' 2021 Fast, efficient and ex... Fast, efficient and extremely helpful in securing a mortgage offer for me, af... Matteo 15 May' 2021 Thank you Milton! As a first time buyers we have faced a lot of road bumps in a whole journey. ... Anna Kaci 24 Apr' 2021 Excellent service prov... Excellent service provided by Milton. He was very informative and knowledgeab... Lisa Gaughan 15 Mar' 2021 Experienced, Knowledge... Experienced, Knowledgeable, and ProfessionalMr. Milton at Marianna Financ... Tejas Ranadive 4 Mar' 2021 Excellent service Marianna provided me excellent service. They have discussed various options w... Agnel Rodriguez 27 Feb' 2021 Best professional service Very professional, friendly and knowledgable with realistic information. We f... Trupti 22 Feb' 2021 Honest and reliable ad... Provided right guidance and support to get the mortgage sorted with out much ... Santoshkumar Kaveti 18 Feb' 2021 Did all the research w... Did all the research with honesty and…Did all the research with honesty and... Nabeel Suleiman 16 Feb' 2021 Professional and frien... Professional and friendly mortgage services by Mariannafs (Milton)Mariannaf... Manjusha 26 Nov' 2020 One the trusted mortga... One the trusted mortgage adviser you can find in this wild world Haseeb Khan 12 Nov' 2020 I would like to strong... I would like to strongly recommend them as they are very professional honest ... ROHIT GHAI 7 Oct' 2020 professional and hones... professional and honest service!really helpful and everything was explain... David Han 13 Sep' 2020 I would recommend Mari... I would recommend Marianna Financial Services without hesitation for their ou... Trupti Naik

Mortgage Broker Croydon

Property purchases in Croydon can be challenging if you are not aware of the market conditions. If you are planning to get yourself a property in Croydon with a mortgage, do allow us to help you out. From Agreement in Principal to mortgage offer MariannaFS gives you the best mortgage brokers Croydon has for you.

Our fee-free brokers and advisers help you get the right mortgage deal while saving you time and money. Our team of licensed professionals is trained to handle all cases. Whether you want to get on the property ladder for the first time or remortgage home, we are happy to help!

With MariannaFS, you no longer need to worry about the complications involved in getting a mortgage in Croydon. We will analyse your financial circumstances and help you get a mortgage deal that best suits you. Our brokers scan the entire market to find you with the right mortgage lenders. That is not all, we handle your paperwork and make your mortgage application so that you can relax and start preparing for the move to your new house!

Whether you need a mortgage broker near me or an online mortgage adviser in town, our FCA-approved experts will help you out. We keep all our clients in loop and personalise our services to cater to their needs. We will make every efforts to make a process as smooth as it can be for your journey of becoming a property owner or remortgaging in Croydon .

Call us on 02080902043 Request a callback Submit the form

See latest mortgage rates

Based on value of £200,000 at 50% LTV Lender Details Initial Rate Overall cost for comparison (APRC) Lender Details Initial Rate Overall cost for comparison (APRC) Lender Details Initial Rate Overall cost for comparison (APRC) Lender Details Initial Rate Overall cost for comparison (APRC)

Our lenders

We work with over 90 lenders

Our fee-free mortgage services in Croydon

Independent mortgage advice

Navigating the Croydon market by yourself is not the best option when it comes to getting a mortgage. It is always better to seek financial help from experienced professionals. Having spent several years in the industry, we end your search for the best mortgage broker Croydon has for you. Our independent mortgage advice involves assessing your financial condition, recommending you the right lenders, and helping you finalise the most suitable mortgage deals.

Specialist mortgage brokers

Getting a mortgage deal you are looking for is not always as easy as it looks. Borrowers often face several hurdles that prevent them from getting a deal from conventional mortgage lenders. If you are facing such troubles, we will have to work with specialised lenders who help their clients under unconventional circumstances.

Self-employed mortgage in Croydon

Self-employed borrowers often find it difficult to get mortgage deals they wish for. This is because lenders have set their own criteria. Self-employed applicant not always fit in the lending criteria like 2 years account history or average income for 2 years. If you run a business as limited company or work as a sole trader in Croydon, we will help you get the most suitable self-employed mortgage deal. Our mortgage brokers will do assessment and connect you to specialised lenders who provide right mortgage deals to self-employed individuals.

Foreign national mortgage in Croydon

Foreign nationals either struggle to get the right mortgage due to their visa status or nationality. If this is the case with you, MariannaFS will lead you to mortgage right lenders who will help you in getting a property in town. We will also give you all the criteria specific lenders ask for to ensure transparency and make your journey seamless.

Company buy-to-let mortgage in Croydon

These mortgages are for borrowers who want to get a buy-to-let property in their company’s name. Whether you need an SPV (Special Purpose Vehicle) mortgage or a conventional buy-to-let, we will find you right lenders for your situation and help you lock in the right buy to let mortgage.

Remortgage with bad credit in Croydon

If your credit score has gone downhill after getting your current mortgage, remortgaging can become difficult. However, you need not lose hope as our mortgage brokers will help you remortgage with bad credit . As whole of market mortgage broker we can search the entire market which allows us to find mortgage deals designed specifically for borrowers with bad credit. weather to move you from current lender or keep the same lender we will do the right assessment of your case. You can remortgage your property in Croydon despite bad credit.

Insurance and life cover

Our services are not limited to getting you mortgage deals in Croydon. We ensure your and your loved ones’ wholesome security by advising you on suitable insurance and life cover plans. A home insurance policy will give you financial cover in case there is any damage to the property you buy on a mortgage. A life cover plan will give you financial aid in the event of critical illness or death. Such help will prevent your financial condition from taking a hit as you have committed expenses.

Not ready yet ?

Explore our mortgage guides and calculators

Higher Interest Rates And Remortgaging Options As of the August of 2023, the Bank of England has increased its base rate for the 14th consecutive time, making it more difficult for borrowers to get good mortgage deals. The current base rate of 5.25% is the highest it has ever been since March 2008. Speaking of high rates, the average two-year fixed mortgage rate in the UK is now at 6.85%, crossing the peak of 6.55% in October. What is APRC? APRC refers to the annual percentage rate. As the name suggests, it is the rate of interest a lender charges for their loan on an annual basis. This interest is often associated with financial instruments like credit cards, loans, mortgages, etc. It lets the borrowers know how much interest they will be charged for the amount borrowed annually. What is a credit score? In simple words, a credit score is a number that represents your creditworthiness.The number is given to every citizen of the UK above the age of 18, making them eligible for financial borrowing.Your credit score plays an important role in financial lenders approving your applications and lending you money. The higher your credit score is, the better your profile looks to a potential lender. High credit scores often convince lenders to lend money. On the other hand, a lower credit score may increase the chances of declining your mortgage applicationWhile every lender uses different methods to calculate your credit score, all of them use information obtained from three major credit reference agencies – Experian, Equifax, and TransUnion. These agencies work with building societies, banks, retailers, mobile phone companies, and other relevant entities to help them decide if a borrower is capable of repayments. What is loan to Value When you are getting a mortgage to purchase or remortgage a property, the rate of interest and the deposit to be paid are the two most important factors that influence your decision. Both these factors decide the repayments you would be required to make over time.Another highly important factor that dictates your choice and influences the two factors mentioned above is loan-to-value (LTV) or the LTV ratio. Every mortgage lender takes LTV into consideration before offering a suitable mortgage deal to the borrowers.So, what is loan-to-value? Tenants In Common” And “Joint Tenants Especially in the case of first-time buyers, people choose to purchase properties with their friends or partners. This helps them reduce the deposit paid by each individual and increases the amount they can borrow. While most people choose to partner with one other individual, it is possible for up to 4 individuals to be legal owners of a property.However, confusion between Tenants in Common and Joint Tenants is common when it comes to joint ownership. If you are planning to share the ownership of a property you purchase, it is important to understand whether you should go with Joint Tenants or Tenants in Common. Type of Survey Conducting a house survey is one of the many important assessments that need to be made before going ahead with the purchase. Depending on the situation, property, and preferences, you can choose from the many types of building surveys available to you.What is a house survey?As the name suggests, a house survey is an assessment of a property before it is purchased. While purchasing a house, you may need to conduct multiple surveys, such as a homebuyer survey, physical valuation for getting a mortgage, structural surveys, etc. Mortgage Jargon explained Mortgage Jargon Terms used .The property market is no less than a field of study with important terminologies you should make yourself familiar with. Whether you are looking for a first-time buyer mortgage or wish to remortgage your house, it is advisable to know the jargon terms used by mortgage brokers, financial advisors, mortgage lenders, property dealers, and all other parties operating in the market.Here are some of the most common and important jargon terms you should know and remember as you apply for a mortgage to purchase your new house:Agreement In Principle How long it takes to remortgage What is remortgaging?Remortgaging is the process of switching an existing mortgage deal with a new one at the end of the fixed term. Clients often choose to remortgage their properties for better rates to save up on their monthly payments.Some of the common reason for remortgage are settling existing debts, making investments, or home improvements. We would bring the best remortgage deals at your disposal based on your requirements.How long does it take to remortgage ? Shared ownership mortgages As the name suggests, a shared ownership mortgage is the type of mortgage where you share the ownership of the property with another individual(Housing Association). In other words, you purchase only a portion of the property on the mortgage and pay rent for the other.Also known as “part buy, part rent”, a shared ownership mortgage makes you an owner and a tenant of the same property. It allows you to own the property without making a heavy deposit as you need to pay deposit only for the share purchased by you. This mortgage is often preferred by first-time buyers as they are new to the market and often struggle with gathering a big sum of money for deposit.Housing associations allow you to purchase anywhere between 25% to 75% of a property and get a mortgage for the same. For the remaining 75% to 25% of the property, you will be required to pay rent to the housing association. In most cases, buyers are required to provide 5% of their share as a deposit. See more guides... Call us on 02080902043 Request a callback Submit the form

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments

Mortgage Broker Harrow Mortgage Broker Hounslow Mortgage Broker Slough Mortgage Broker London Mortgage Broker Ealing Mortgage Broker Surrey Mortgage Broker Watford Mortgage Broker Croydon Mortgage Broker Bromley

West Link House,
981 Great West Rd,
Brentford TW8
9DN

02080902043 [email protected] Connect Us on Links Home Calculators Contact Terms Of Business Privacy Notice Cookie Policy Complaints Procedure Services Our Ratings 5.0 ★ ★ ★ ★ ★

5

Marianna Financial Services is authorised and regulated by Financial Conduct Authority under the FCA financial services register number 925226 in respect of mortgage, insurance and consumer mediation activities only.

Company registration number 12485005. Register in England and Wales. Register office : WEST LINK HOUSE,981 GREAT WEST ROAD, BRENTFORD, TW8 9DN

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based within the UK.

Copyright © 2020 - 2024, Marianna Financial Services. All rights reserved. Made with ♥ by Mac #J-18808-Ljbffr

---

Job tags

---

---

Salary