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Branch Credit Manager- EIL

Avanse Financial Services Ltd.

Location

Varanasi | India

Job description

Job Description

Roles & Responsibilities**Specific Responsibilities :**

  • Credit Appraisal – Underwriting/recommending of proposals for non collateral/collateral backed education loan.
  • Process – Understanding process and policies and implementing the same to ensure smooth transactions.
  • Training- Provide training to CPA's so that they work in synergy with the companies policies and norms
  • Delinquency Management for the location
  • Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
  • Quality Management in terms of Audit, Compliance and Hindsighting
  • PDD Management – controlling and tracking PDDs through proper
  • MIS for the location
  • Technical Competencies / Skills :**
  • Basic knowledge of loan underwriting
  • Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
  • Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
  • Good communication and report writing skills
  • Basic knowledge of Banking Good Knowledge of computer applications

Qualification: MBA/CA

Responsibilities

Eligibilities:

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