Deputy manager- Credit Underwriting

Location

Mumbai | India

Job description

Protium: The Company

We are a full-service FinTech startup working to re-engineer the credit business in India using Data Science and Technology:

• Our core approach involves the development of frictionless customer journeys through automation and digitization of workflows as well as enablement of automatic evidence-based decision-making through large-scale implementation of next-generation machine learning models across the entire lending value chain.
• We are extremely well-funded (largest Series A funding round of 1,000 INR crores in India) to achieve our aim of building a business that can rapidly serve the diverse funding / liquidity needs of salaried individuals, self-employed professionals, and small and medium sized enterprises.
• Pan India presence with 1500+ Employees across 50+ branches in 36 cities
• Leadership Team with 150+ years of experience with deep India and global exposure in Financial Services, Risk & Technology

Risk Management:

• Identify, assess, and underwrite risks across loan products.
• Implement and identify risk mitigation strategies.
• Overview credit underwriting across multiple financial products

Portfolio Management:

• Manage a diverse portfolio of financial assets.
• Implement asset allocation and diversification strategies.
• Evaluate and optimize portfolio performance.

Credit Risk Policy:

• Establish and enforce credit risk policies and guidelines.
• Develop and maintain credit assessment criteria and scoring models.
• Participate in the loan approval process and implement risk mitigation strategies.

Analytics:

• Utilize data analysis and statistical techniques to gain insights.
• Develop and implement business intelligence solutions.
• Provide actionable recommendations based on analytical findings.

Product Management:

• Contribute to the development and launch of new financial products.
• Conduct market research to inform product positioning and pricing.
• Implement strategies for ongoing product improvement.

Management Reporting:

• Generate and distribute comprehensive financial and operational reports.
• Define and monitor key performance indicators (KPIs).
• Provide strategic insights to support informed decision-making.

Requirements:

1. CA Freshers can apply.
2. Must have NBFC/ Banking experience.
3. Min 4 years of experience in underwriting

Job tags

Salary