Process Developer - Mortgage Origination %26 Servicing

Location

Noida | India

Job description

With a startup spirit and 115,000+ curious and courageous minds, we have the expertise to go deep with the world&rsquos biggest brands&mdashand we have fun doing it. We dream in digital, dare in reality, and reinvent the ways companies work to make an impact far bigger than just our bottom line. We&rsquore harnessing the power of technology and humanity to create meaningful transformation that moves us forward in our pursuit of a world that works better for people. Now, we&rsquore calling upon the thinkers and doers, those with a natural curiosity and a hunger to keep learning, keep growing., People who thrive on fearlessly experimenting, seizing opportunities, and pushing boundaries to turn our vision into reality. And as you help us create a better world, we will help you build your own intellectual firepower. Welcome to the relentless pursuit of better.

Inviting applications for the role of Process Developer, Commercial Risk

You should have a good English language level and have a fair understanding of accounting processes in order to be successful in this role.

Responsibilities

• Resolve commercial credit worthiness of customers and prospects, to drive smart sales solutions across the business. Bring together data (demographic, industry, regional, and financial). Use risk models to perform credit analytics to understand default risk, recommend commercial credit limits, and settle trade terms. On an ongoing basis, analyze and assess default risk across the Industrial AR portfolio while driving action to mitigate the credit risk in a collaborative manner with cross-functional teams. Present credit findings to varying levels of leadership across the business. The ultimate purpose of this role is to protect business revenue and drive healthy cash flow.


• Perform timely credit risk analysis on prospects and existing commercial customers as prompted by queuing structures, portfolio monitoring, and strategic direction


• Run the credit services for the businesses supporting credit reviews, customer set up (customer master) & order release.


• Effectively communicate credit findings to the responsible deal team/requestor in the Industrial business and prove a plan of action to mitigate and/or limit the credit risk


• Navigate effectively within multiple credit tools, receivable systems and internal processes to deliver accurate and timely credit risk recommendations.


• Maintain high standards of data quality within the data sets for credit risk models and external reporting


• Facilitate problem resolution and process optimization as it relates to risk platform interfaces and data quality


• Support flawless new client onboarding and meeting ongoing service level agreement requirements


• Ensure execution of the Industrial Risk policy and adherence to established delegation of authorities by the businesses


• Other tasks assigned by Manager or applicable leadership

Qualifications!

Minimum qualifications

• University graduate in a related field (Economic/Accounting and Finance studies are an advantage)


• Excellent command of English and Arabic French would also be an asset


• Experience in credit risk management and analysis experience


• Proficient understanding of financial statements and trending financial data


• Industrial product and industry knowledge, commercial risk management or lending experience is a plus


• Well-rounded understanding of Excel and PowerPoint

Preferred qualifications

• Strong interpersonal skills


• Excellent communicator and facilitator


• Strong analytical and problem-solving skills


• Resourcefulness - ability to utilize internal/external resources and networks to identify solutions


• Preparedness to be able to foster an environment where questions, ideas and suggestions are encouraged/valued


• Proven track record in building trust and commitment within business & with partners


• Ability to connect and engage with all levels in the business and appropriately flex communication style to suit these varying audiences


• Ability to work well individually and part of a team to meet tight deadlines and handle multiple projects/tasks


• Self-motivation and commitment to achieve objectives

Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. For more information, visit Follow us on Twitter, Facebook, LinkedIn, and YouTube.

Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a %27starter kit,%27 paying to apply, or purchasing equipment or training.

Job tags

Salary