Response Informatics
Location
Jaipur | India
Job description
JOB DESCRIPTION
Position Title:
Credit-AM/ Deputy Manager LAP
Organization
Electronica Finance Ltd
Department:
Credit
Reports to:
Head of Department (HOD)
Key Functions & Responsibilities
Key Functions & Responsibilities:
· Doing PD.
· Checking and appraising proposals, scrutinizing documents including Cibil analysis by
ensuring proper KYC etc. before sanctioning with proper TAT and Quality and presenting the
same to Credit manager/Senior credit managers at HO directly or through Credit team at HO.
· Handling all system related work including entry into DMS, Jayam System etc.
· Reference check of the customers from neighbors, customers, suppliers, market and/or
existing customers.
· Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team.
· Primary assessment & analysis of reasons of non-starter cases.
Experience and knowledge:
· Having at least minimum 2-7 years' experience from BFSI preferably for underwriting experience in loan products like secured loans, LAP
· Should have knowledge about Financial statements (preferably understanding of ratios & analysis), Banking, CIBIL reports, etc.
Job tags
Salary
