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Credit Manager


Response Informatics


Location

Jaipur | India


Job description

JOB DESCRIPTION

Position Title:

Credit-AM/ Deputy Manager LAP

Organization

Electronica Finance Ltd

Department:

Credit

Reports to:

Head of Department (HOD)

Key Functions & Responsibilities

Key Functions & Responsibilities:

· Doing PD.

· Checking and appraising proposals, scrutinizing documents including Cibil analysis by

ensuring proper KYC etc. before sanctioning with proper TAT and Quality and presenting the

same to Credit manager/Senior credit managers at HO directly or through Credit team at HO.

· Handling all system related work including entry into DMS, Jayam System etc.

· Reference check of the customers from neighbors, customers, suppliers, market and/or

existing customers.

· Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team.

· Primary assessment & analysis of reasons of non-starter cases.

Experience and knowledge:

· Having at least minimum 2-7 years' experience from BFSI preferably for underwriting experience in loan products like secured loans, LAP

· Should have knowledge about Financial statements (preferably understanding of ratios & analysis), Banking, CIBIL reports, etc.


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