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Sr. Credit Analyst (Financial Institution)


Sumitomo Mitsui Banking Corporation – SMBC Group


Location

Mumbai | India


Job description

COMPANY OVERVIEW Headquartered in Tokyo, SMBC is one of the largest Japanese banks by assets (with over \238,700 billion in total assets), with strong credit ratings across the globe. The bank offers personal, corporate and investment banking services to their customer network that extends across 39 countries and regions, 15 of which are in Asia. The Asia-Pacific regional headquarter, established in 2008, is based in Singapore. The bank’s presence in India was established in New Delhi in December 2012, in Mumbai in March 2017 and Chennai in November 2020. In India, SMBC concentrates on Wholesale Banking with a strong client base and coverage of global and local conglomerates and corporates. Its strong financials and worldwide operations provide clients with global solutions that makes SMBC the leading choice for businesses expanding around the globe, particularly in Asia.

OUR VALUES Integrity Customer First Proactive & Innovative Speed & Quality Team“SMBC Group”

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JOB DESCRIPTION Purpose of the position The incumbent shall be responsible for performing Credit Analysis for corporate clients as part of Corporate Banking Team. He/she would also be providing transaction support to stakeholder and would be actively performing customer interaction as part of the role

Scope and Dimension Corporates & NBFC Clients Coordination with RM, Credit Analysts, CBIN Credit Updation of financials for clients

Challenges Role will require clear understanding of Balance sheet items Role will require basic knowledge of accounting standard & requisite classifications

Job Responsibilities Perform financial number spreading and credit analysis Prepare financial projections Evaluate Model Grade analysis Preparation of credit applications Credit Analysis of Non-Banking Finance Companies (NBFC) Basic understanding of Pass Through Certificates (PTCs) & Securitisation Prepare industry update Complete Obligor Grade evaluation Prepare quarterly financial updates of corporates & NBFCs Closing instruction responses regularly Additional items related to the above designated by the Team Leads, Department Head from time to time.

Experience & Qualifications: MBA (Finance) / CA Must have knowledge of Financial Statement Analysis Should have experience in Working with balance sheets in a Bank/ Audit Firm/ Any company

Certification Required (Must have any one) CAIIB – By IIBF JAIIB – By IIBF Certified Credit Officer Course – By IIBF Diploma Certificate Course in Credit Management – By NIBM Certified Credit Research Analyst (CCRA) – By NISM The Global Trade Certificate – By ICC Academy The Certified Trade Finance Professional – By ICC Academy The Certificate in small business banking and commercial credit – By Moody's Analytics GARP Certification Omega Performance - By Moody's Analytics


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