Acuity
Location
Gurgaon | India
Job description
MBA (Finance) / Chartered Accountant / CFA
4 to 8 years in financial statement analysis, credit analysis, covenant analysis
Excellent oral and written communication skills
Excellent oral and written communication skills
Team players who must show the willingness to work with cross functional teams across many time zone
The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans. Candidates, who have strong SME lending
experience may apply given they will have to unlearn and relearn the corporate credit analysis basics and fundamentals
Candidate who are working for corporate loans/SME division of banks, or are working at ITES/shared services/captive set up and undertaking corporate credit analysis will hold an advantage while applying for this role
The candidate must have hands on experience in carrying out tasks like credit appraisals, finalizing risk ratings, preparing or writing narratives/credit notes for credit approvals and ongoing monitoring. They will be participating in various con-calls, analyzing quarterly/annual reports, compliance and other associated reports and writing earnings blurbs post updating of financial models for the current quarter. The candidate will be communicating with onshore counterparts on regular/daily basis hence spoken English capabilities need to be demonstrated
The candidate may have experience revolving around financial modeling, credit research and writing reports on companies across sectors. Someone with experience on capital structure and pro forma analysis, IRR and Sensitivity analysis, liquidity analysis, debt maturity and deleveraging analysis together with covenant compliance stress testing will be preferred
Should demonstrate appropriate understanding of the broad revenue, cost and cash flow drivers that guide various sectors in which the borrowers operate. Ability to forecast the financials of the borrowers, based on the operational and industrial data, will be an added advantage
The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention to detail
The candidate should be quick learner of processes so as to be efficient in his delivery. The opportunity involves working in client environment
Candidates having hands on experience working on Bloomberg/Reuters terminal, US SEC website,
Moody's products', S&P products' will be at advantage
Job tags
Salary
