Tamcherry - Zaportiv
Location
Chennai | India
Job description
Role Summary
Regional Business Manager (RBM) is responsible for spearheading and developing the business volume & profitability of the region along with managing resources, risk and return for the key zone through prudent portfolio management practices, multi-product approach within audit & compliance requirements; with a focused approach on building affordable leadership in the zone. ROLE EXPECTATIONS Manage P&L & OPEX of the region through growth in volume of business, expansion in affordable market and overall profitability Create demand through building networks with local panchayats, rural municipal bodies, channel partners, etc. for a wider penetration for growth of affordable business Planning the targets for login, sanction, disbursement, distribution & collections through the branch teams and ensuring the targets are met Drive a knowledge culture by continuous training of the branch teams through learning hour's, Q& A sessions, etc. in order to resolve the issues and provide solutions Managing relationship with crucial external partners with key NDMA partners, I Bank state heads and other external stakeholder which majorly impact business Creating focused channel and product strategies catering to the customers within the geography Ensuring loan sanction and disbursement is as per defined policies and procedures Ensuring smooth customer onboarding process, optimum credit quality for the accounts and reduction in delinquencies for the zone Key Skillskills Should have managed significant disbursement in line with the current disbursement value for the zone Is well-versed with the geography, market competitors and market opportunities Knowledge of legal proceedings (Sarfaesi, Sec 138 ,etc.) Agile approach with an ability to work in a matrix structure and multi-product business setup Excellent relationship management, strong analytical and effective communication skills ROLE SPECIFICATIONS Years of experience: 7 years + Education Qualification Post graduate or Graduate (Full time preferred) Languages known (if Required) Local Location Kolhapur Preferred Industry exposure Mortgage, affordable will be an added advantage Team management Experience Required (Yes/No) Yes Reporting to Zonal Business Manager Direct Reportees: 4-5 Territory Business Managers and Area Portfolio ManagerJob tags
Salary
