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Regional branch manager - Chennai


Tamcherry - Zaportiv


Location

Chennai | India


Job description

Role Summary

Regional Business Manager (RBM) is responsible for spearheading and developing the business volume &

profitability of the region along with managing resources, risk and return for the key zone through prudent

portfolio management practices, multi-product approach within audit & compliance requirements; with a focused

approach on building affordable leadership in the zone.

ROLE EXPECTATIONS

 Manage P&L & OPEX of the region through growth in volume of business, expansion in affordable market

and overall profitability

 Create demand through building networks with local panchayats, rural municipal bodies, channel

partners, etc. for a wider penetration for growth of affordable business

 Planning the targets for login, sanction, disbursement, distribution & collections through the branch

teams and ensuring the targets are met

 Drive a knowledge culture by continuous training of the branch teams through learning hour's, Q& A

sessions, etc. in order to resolve the issues and provide solutions

 Managing relationship with crucial external partners with key NDMA partners, I Bank state heads and

other external stakeholder which majorly impact business

 Creating focused channel and product strategies catering to the customers within the geography

 Ensuring loan sanction and disbursement is as per defined policies and procedures

 Ensuring smooth customer onboarding process, optimum credit quality for the accounts and reduction in

delinquencies for the zone

Key Skillskills

 Should have managed significant disbursement in line with the current disbursement value for the zone

 Is well-versed with the geography, market competitors and market opportunities

 Knowledge of legal proceedings (Sarfaesi, Sec 138 ,etc.)

 Agile approach with an ability to work in a matrix structure and multi-product business setup

 Excellent relationship management, strong analytical and effective communication skills

ROLE SPECIFICATIONS

Years of experience: 7 years + Education

Qualification

Post graduate or Graduate

(Full time preferred)

Languages known (if

Required)

Local Location Kolhapur

Preferred Industry

exposure

Mortgage, affordable will be an

added advantage

Team management

Experience Required

(Yes/No)

Yes

Reporting to Zonal Business Manager Direct Reportees: 4-5 Territory Business

Managers and Area Portfolio

Manager


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