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Location

Chandigarh | India

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Job description

Job Description

Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan

Roles & Responsibilities**Specific Responsibilities :**

Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan.

Process – Understanding process and policies and implementing the same to ensure smooth transactions.

Delinquency Management for the location

Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.

Quality Management in terms of Audit, Compliance and Hindsighting

PDD Management – controlling and tracking PDDs through proper MIS for the location

**Key Accountabilities**
· Login to Recommendation TAT
· Maintaining Audit Compliance and errors in Hind sighting
· Delinquency control as per budget
· Cost management

**Required Qualification**
·Any Graduate/ MBA Freshers (MBA from Premier Institute)

**Technical Competencies**
· Basic knowledge of loan underwriting
· Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
· Good communication and report writing skills
· Basic knowledge of Banking
· Good Knowledge of computer applications

**Behavioral Competencies**
· Customer Centricity
· Execution Focus
· Collaborative Approach

**Personal Attributes**
· Strong communication skills
· Team work and Collaboration skills
· Attention to detail
· Energy and drive to work on fast-paced, diverse, and challenging projects
· Good observation and listening skills
· Process oriented

Eligibility: CA/MBA

Responsibilities:

Eligibilities:

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Job tags

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Salary