Lead Credit Analyst - FIG
Location
Bangalore | India
Job description
- The individual will be responsible for credit analysis of existing or new financial institution clients/counterparties related to the following industries: banks, brokers, insurance companies (primarily lifers), asset managers and regulated funds, pension funds; and private equity funds
- Products lines encompass OTC derivatives, prime services products, foreign exchange, repo, securities lending and structured transactions
- Clients may also require committed loan facilities
Day to day responsibilities include:
- Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle.
- Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk.
- Conduct sector research covering Asia Pacific to support the analysis.
- Develop strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.
- Propose obligor ratings using our internal rating tools.
- Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA/CSA, GMRA, GMSLA, GTB), and credit risk limits. Become knowledgeable of credit terms for legal documents and follow up with legal department on negotiations.
- Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality.
- Monitor exposure and manage credit limit exceptions. Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure.
- Coordinate all aspects of a credit request, liaising with legal staff, Risk Division and relevant parties.
- Assist in special credit related assignments and projects, as required.
Profile required
COMPETENCIES
Required:
- Ability to organize time and manage deliverables to deadlines.
- Ability to identify and accommodate shifting priorities with little notice
- Ability to analyze and evaluate counterparty risk and financial condition based utilizing quantitative and qualitative data.
- Acquire ability to complete work with minimal or no supervision
- Possess a high degree of enthusiasm and energy to learn a variety of financial institution industry sectors.
- Ability to work in a team environment, interfacing with team members, front office bankers and salespersons, risk team, and clients.
TECHNICAL SKILLS
Required:
- Proficiency using Word for written analysis and Excel for spreadsheet analysis
- Ability to acquire knowledge of the accounting, legal and regulatory issues governing relevant sectors.
- Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed result(s)
- Ability to write concisely and in a way that conveys analysis and conclusions without minimal follow-up questions
- Develop competency with SG s internal systems.
Desired:
- Knowledge of capital markets/traded products and committed financing facilities
- Knowledge of Asian Banking Industry.
- Advanced Excel skills, such as macros and pivot tables.
PRIOR WORK EXPERIENCE
Required:
- 5+ years of overall credit analysis experience preferably in Financial Institution space
Job tags
Salary
