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Location

Bangalore | India

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Job description

Job Description

The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to promote business decisions..

As an Associate within the Consumer and Community Banking (CCB) Risk Cards Strategic Analytics team, you will be tasked with producing insightful analytics and suggestions related to strategy development, implementation, operational controls, and performance monitoring. Your role will involve conducting both quantitative and qualitative analysis on credit card customers to identify the most effective credit risk strategy to be implemented throughout the card life cycle.

Job responsibilities:

• Collaborating in developing, maintaining, and improving credit program policies, strategies, processes, and procedures within the assigned function,
• Conducting complex analysis and providing accurate and concise results with recommendations to management.
• Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio.
• Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)
• Identify, evaluate, interpret, and leverage complex internal and external data and develop analytical solutions to enhance risk strategies.

Required qualifications, capabilities, and skills.

• Bachelor’s or master’s in engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
• Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
• Minimum of 3 years of experience in  Data Analytics, Risk Strategy.
• Experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis
• Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications. 
• High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines.
• Proven ability to collaborate and build strong partnerships. 
• Intellectual curiosity, attention to detail with a proven ability to learn quickly.

Preferred Qualifications, Capabilities, and Skills

• Prior experience of working in Cards industry in strategy / policy role

About Us

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our  FAQs for more information about requesting an accommodation.

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

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Salary