The Credit Risk function is an integral part of the business and ensures all strategies and programs operate in a compliant manner and the growth does not come from taking undue risks
The Credit Risk team is responsible for designing and managing credit risk policies, procedures and strategies related to Underwriting, Pricing, Collections, Fraud and Responsible lending across a growing portfolio of lending products
As the Credit Risk Manager, you will be directly reporting to the Credit Risk Director of Amplifi and would be responsible for hiring, mentoring a team of credit risk analysts to deliver on the company s growth agenda while making sure delinquencies, defaults and Risk is in control
Responsibilities:
Set out the vision and analytical agenda for the team that helps deliver the overall business goals
Hire, train, mentor and grow Credit Risk team
Conduct deep-dive analysis to identify areas within portfolio or products that could be improved to increase efficiency, drive better customer outcomes and generate value
Design credit risk strategies and decision models covering Loans and Credit Cards
Present analysis and insights directly to the C-level execs in Amplifi and Credit Unions
Drive the agenda to incorporate new data sources and new insights into the credit, responsible lending and collection strategies. Working closely with model developers, tech and product teams.
Conduct hands-on data analysis, as and when required, to achieve the above objectives
Data led and tech savvy, ability to assess and interpret credit data and derive meaningful insights
Great communication skills, works well in and enjoys being part of a fast growing dynamic team
