Credit Risk Wholesale Credit (Merchant Services) - Associate
Location
Bangalore | India
Job description
Job Description
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
Credit Risk is independent within Corporate Risk Management, reporting to the firm's Chief Risk Officer (CRO). Our practices are designed to preserve the independence and integrity of decision making.
Chase Merchant Services (MS) Wholesale Credit Risk is a distinct credit management unit aligned to Merchant Services, a sub-LOB within the Corporate& Investment Bank. The Merchant Service Special Credit Group is responsible for managing high-risk credit relationships and determining risk mitigation strategies to minimize losses incurred. Responsibilities include assigning an completing credit due diligence, assigning an obligor grade in line with the firmwide policies and working with internal and external stakeholders to communicate and execute risk mitigation strategies.
Required Qualifications, Capabilities And Skills - Bachelor's degree in Business, Finance, Accounting or similar area and in-depth knowledge of accounting and corporate finance
- 5+ years of relevant credit or underwriting experience
- Previous experience working in the payments industry
- Strong analytical and modeling skills
- Capable of understanding, describing, and debating complex concepts
- Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word
Preferred Qualifications, Capabilities And Skills - Strong sense of accountability and ownership of tasks
- Strong attention to detail and exceptional work ethic
- Highly motivated with a natural passion to learn and an inquisitive personality
- Strong interpersonal skills and an ability to work well in a team environment
- Interest in client interaction with strong verbal and written communication skills
Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
About Us JPMorgan Chase& Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
About The Team As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. We also take great pride in on our commitment to operating with integrity and discipline in all that we do. If you are a team player, are solutions-oriented and have an appetite for learning, you'll be a great fit for our team.
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