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Location

Mumbai | India

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Job description

Location: Mumbai

Experience: 5 - 10 Years

Roles and Responsibilities

Create model-based digital underwriting policy and scorecard-driven customer segmentation strategy. Credit risk evaluation, assessment & policy formulation.

Regular review of partner portfolio and share monthly report on an action plan on corrective action via analysis of delinquent cases.

Working on solutions for credit underwriting basis different product constructs, Portfolio management & monitoring Operations, audit & compliance.

Monitoring Portfolio risk through portfolio performance, early warning indicators, bounce rates, non-starters, and other trends and rework on risk framework – specifically related to STP process for Digital Journey.

Automation of Credit Policies to ensure no/minimal manual Intervention in assessing creditworthiness.

Working continuously with the Data Science team to validate the performance of partner portfolios and to put proper reporting and analytics infrastructure in place to draw insights from data

Skills: policy,portfolio management,digital lending,digital underwriting policy

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Salary