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Area Manager - Mortgage


HDB Financial Services Limited


Location

Bangalore | India


Job description

• Profitability Management - Maintaining & optimizing profitability for the branch

• Target setting & management – Monitoring branch targets in numbers & volumes

• Portfolio quality management - through superior underwriting, working closely with collections

• Cost management – managing all branch operating costs including cost of acquisition, operations etc.

• People management – Motivating team, handling HR & administration function of the branch

• Customer experience management - Ensuring superior customer experience and handling customer service in terms of collections, pre closures & service issues Business • Achieve contributed value targets set for the branch

• Ensure sales volumes for multiple products, sourcing quality & underwriting diligence to meet sales targets while controlling delinquencies and frauds

• Provide superior customer experience • Manage TAT’s on credit & processing • Minimize pre & post disbursal discrepancies Monitoring Performance

• Monitoring Branch performance in terms of key drivers i.e. Contributed Value….Volumes / Profitability / Expenses / Losses Employee Retention Employee Productivity Customer experience

• Monitor individual performance of each employee, continuously work to maximize productivity People Management

Skills Required : Channel Management
Education/Qualification : Graduation
Role :

• Profitability Management - Maintaining & optimizing profitability for the branch

• Target setting & management – Monitoring branch targets in numbers & volumes

• Portfolio quality management - through superior underwriting, working closely with collections

• Cost management – managing all branch operating costs including cost of acquisition, operations etc.

• People management – Motivating team, handling HR & administration function of the branch

• Customer experience management - Ensuring superior customer experience and handling customer service in terms of collections, pre closures & service issues Business • Achieve contributed value targets set for the branch

• Ensure sales volumes for multiple products, sourcing quality & underwriting diligence to meet sales targets while controlling delinquencies and frauds

• Provide superior customer experience • Manage TAT’s on credit & processing • Minimize pre & post disbursal discrepancies Monitoring Performance

• Monitoring Branch performance in terms of key drivers i.e. Contributed Value….Volumes / Profitability / Expenses / Losses Employee Retention Employee Productivity Customer experience

• Monitor individual performance of each employee, continuously work to maximize productivity People Management

Experience : 5 to 10 Years


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