Location
Mumbai | India
Job description
MODIFI's mission is to help business sellers and buyers around the world grow through innovative solutions in global payments, trade financing and trade management services.
Come and shape the future of global commerce with MODIFI!
As a global business payments company that helps exporters and importers finance and manage their international trades. We are looking for an experienced and energetic Senior Credit Analyst to join our Analytics team and support MODIFI in its mission to change the world of international trade.
Your impact: - Oversee the full customer lifecycle, from customer onboarding to identity screening (KYC/AML) to individual financing decisions
- Responsible for credit risk underwriting and managing of credit limits for MODIFIs Trade Finance customers
- In depth analysis of financial statements, company registers, credit scores and other sources of relevant credit assessment information
- Work on strategic underwriting projects, underwriting loss analysis and portfolio stress tests
- Further develop and implement underwriting principles in accordance with the MODIFI Risk Policy
- Partner with the product, business, legal, finance and engineering teams to build best-in-class Trade Finance products
Requirements These are your skills and attitude that you bring: - Minimal 5+ years experience in Corporate Banking, Trade Finance, Credit Insurance, Factoring or similar underwriting position. Very good understanding of the Indian market and preferably also Bangladesh and/or Pakistan
- Proven ability to make credit decisions
- Passion for international trade and development and how digital Trade Finance can create significant growth for such businesses
- In depth knowledge of financial analysis with IFRS and GAAP, modeling, systems and reporting
- Comfortable operating in a fast-paced and ever-changing dynamic environment
- Academic degree in business or economics
- You are fluent in English
Benefits Why MODIFI Because we rock!
- Diversity is more than a word to us - join a company with team mates from 16+ different nationalities and backgrounds
- The world is your oyster - we have networks around the globe with offices in Amsterdam, Berlin, Delhi, Dhaka, Dubai, Hongkong, Mumbai, Shenzhen, Singapore
- We care about the environment - that's why we commit to a clear understanding of our CO2 footprint and shall reach neutrality in 2023
- You want to get to know your colleagues better! We organize regular gatherings, events and parties
- Many perks like a cultural day, personal training, language course and more
- TEAM - Together Everyone Achieves More
- At MODIFI we have a very hands-on mindset, giving our people the chance to grow with their responsibilities
- Think big. Think bigger! Think 10x!
- We live by our values 'own your actions', 'grow together' and 'make it happen'
About Us Here at MODIFI we are building the next-generation global trade payment platform. Since our start in 2018, we have been growing extensively and today we're ready to move to the next level. MODIFI is the right place to make global trade happen as we believe that international trade drives global development.
Our brilliant multicultural team operates internationally in more than 11 countries. No matter your religion, sexual orientation, age, gender, origin or relationship status; we encourage everyone to be their authentic selves.
We are looking for the most talented people with an attitude to win any battle. Are you passionate about solving problems and ready to conquer the world Sounds interesting Yes! So, you belong with us. Send us your CV today!
Job tags
Salary