Credit Risk Strategy Manager
Location
Bangalore | India
Job description
Responsibilities:
- Conduct comprehensive credit risk assessments through analysis of credit data and financial information.
- Develop and implement credit scoring models and strategies to evaluate creditworthiness.
- Stay informed about industry trends regulatory changes and emerging risks affecting credit portfolios.
- Monitor and analyze the performance of the credit portfolio.
- Identify trends patterns and potential areas of concern.
- Implement strategies to mitigate risk and optimize portfolio performance.
- Develop and refine credit risk strategies for acquisitions account management and collections.
- Collaborate with crossfunctional teams to align credit risk strategies with business goals.
- Balance risk and reward considerations to maximize profitability while maintaining acceptable risk levels.
- Utilize statistical modeling and data analytics to enhance credit risk decisionmaking.
- Develop validate and implement predictive models for credit scoring and risk assessment.
- Monitor and adjust models to ensure ongoing accuracy and relevance.
- Formulate and implement credit risk policies and procedures.
- Collaborate with underwriting finance and marketing teams to optimize credit risk strategies.
- Provide guidance and support to crossfunctional teams on credit riskrelated matters.
- Generate regular reports on credit risk metrics and portfolio performance.
- Communicate findings recommendations and insights to senior management and stakeholders.
Qualifications:
- Bachelors degree in Finance Statistics Mathematics or a related field; Masters degree preferred.
- 5 years of experience in credit risk management with a focus on strategy development and implementation.
- Proficient in statistical analysis tools and programming languages (e.g. SAS R Python).
- Strong understanding of credit risk modeling scoring and analytics.
- Excellent communication and presentation skills.
- Knowledge of relevant regulations and compliance requirements.
- Ability to work independently and collaboratively in a fastpaced environment.
credit risk,strategy,analytics
Job tags
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