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Branch Credit MANAGER


HDB Financial Services Limited


Location

Nagaur | India


Job description

 Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.  Verifying the promoter’s track record & ascertaining their credit worthiness.  Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position  To ensure Bounce Rate and Delinquency are within acceptable standards.  Monitor and enforce approval rate and TAT as per prescribed standards.  Monitor and ensure that monthly Branch audit score is satisfactory.  Vendor Management.  To conduct customer meeting to evaluate credit proposal  PDD Tracking and closure  Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Education/Qualification : GRADUTE
Role :

Credit Decisions  Take sound lending decisions based on available information & interactions with the applicants.  Manage credit quality and control delinquencies, frauds. Monitoring Performance  Managing performance in terms of key drivers i.e. o Loses / Portfolio quality parameters o Cost of credit administration o Employee Productivity

Experience : 3 to 7 Years


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