Credit Manager- Digital Business- Delhi
Avanse Financial Services Ltd.
Location
Delhi | India
Job description
Job Purpose
Underwriting of proposals for Digital Business
Key Responsibilities - Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed for Digital Business.
- Process – Understanding process and policies and implementing the same to ensure smooth transactions.
- Delinquency Management for the location
- PDD Management – controlling and tracking PDDs through proper MIS for the location
- Quality Management in terms of Audit, Compliance and Hind sighting
- Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
Key Accountabilities - Login to Recommendation TAT
- Maintaining Audit Compliance and errors in Hind sighting
- Delinquency control as per budget
- Cost management
Required Qualification - MBA from Premier Institute
- Any Graduate
Technical Competencies - Basic knowledge of loan underwriting
- Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
- Should be able to conduct personal discussions with clients independently and arrive at cash flow analysis.
- Good communication and report writing skills
- Basic knowledge of Banking
- Good Knowledge of computer applications
Responsibilities Eligibilities:
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