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Operations (Credit Processing)


Hdfc Red


Location

Kochi | India


Job description

1. Appraisal - To create a quality portfolio my managing risk through effective credit appraisal, maintaining TAT, maintaining a healthy relationship with channel partners and being a process thinker and innovator.
2. Collecting Checking the Documents (Eg. credit, loan agreements, application form, guarantee forms) (Legal consequences).
3. Interacting with customers on phone. It also includes managing objections of the customers. Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs.
4. Negotiating Skills - Probing to understand customers need, managing objections, and Structuring solutions, closing.

Qualifications - Freshexperienced B Com Graduates, M Com, CA or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.


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