Risk and Data Analyst || Mumbai || NBFC || Fintech
Location
Mumbai | India
Job description
Risk & Data Analytics
Relevant Experience -: 2 to 3 years. Experience in Banking and NBFC will be preferred
Company: Gromor Finance is a Fintech & RBI registered NBFC actively working for the last 5
years. HO is Mumbai and office in Indore. (
Location: Mumbai
Experience: Minimum 2 years. Relevant experience in performing the data analysis of large
dataset (e.g. loan portfolio from risk point of view and/or financial data from business
performance point of view), building insights for management decision making, and helping
the product team in designing the product from a Risk perspective.
Qualification: MBA Finance / CA Enter or Final / CFA
Job Profile - Prepare/maintain the scoring model for different products for credit decisioning and
eligibility of potential loan application
- Analyse the bounce % & DPD of different products in order to identify risk-bearing
segments and suggest policy tightening
- Prepare monthly/quarterly/annual MIS for management decision making
- Prepare P&L and costing of different loan products and business segments
- Co-ordination with the Product Manager for system development as per the
structured guidelines in reports generation
- Help the product team in designing the new product w.r.t risk, cost, IRR and
profitability
- Collaborate with Finance & Accounts for loan related data reconciliations on periodic
basis
- Maintain and compile loan portfolios and performance tracking for all loan products
as well as at the overall company level
- Collate the data and prepare details for internal and external stakeholders and
regulators
- Develop and update financial models that help with decision-making and tracking
the performance
Skill Sets Required - Strong working knowledge of Excel and financial modelling
- Basic knowledge of statistical tools and formulas for developing financial models
- Excellent analytical, decision-making, and problem-solving skills
- Attention to accuracy and details
- Knowledge of basic financial concepts related to loans
Skills: risk analytics,data analysis,fintech,nbfc
Job tags
Salary