Location
Raipur | India
Job description
Company Description
Godrej Capital, a subsidiary of Godrej Industries, is a digital-first retail financial services company located in Raipur. It offers a variety of loans including Home Loans, Loan Against Property, Property Loans, and Business Loans, and is focused on diversification into other customer segments and product innovation. The organization is committed to diversity, equity, and inclusion and has been recognized as a Great Place to Work™ in both 2022 and 2023, among other accolades.
Role Description
This is a full-time on-site role for a Credit Manager at Godrej Capital's Raipur location.
- Uses sound judgment and experience to determine customer credit worthiness for the purpose of funding unsecured business loans.
- Appraising proposals, conducting risk analysis, scrutinising relevant documents, personal discussion with customers, underwriting for the applied proposals with various credit tools before sanctioning the proposals ensuring compliances with organisational credit policies.
- Working closely with the business team and distribution partners for developing the location in terms of business for unsecured business loans.
Qualifications and Experience
- Strong analytical skills
- Experience in Unsecured Business loan underwriting.
- Bachelor's degree in Finance, Accounting or Chartered Accountant or relevant professional degree.
- Experience of underwriting in Raipur.
- Excellent written and verbal communication skills
Relevant skills and qualifications that would be beneficial include experience with credit underwriting, knowledge of regulatory compliance requirements, and expertise in financial analysis.
Job tags
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