Cluster Credit Manager (VA)
Talent Corner HR Services Pvt Ltd
Location
Udaipur | India
Job description
Key Role Deliverables
- Team Leadership & Team Development: Building a high-performing motivated team by working closely with the team members, coaching & mentoring, and leading them as an example
- Recruitment: Hiring, and training the credit team on all parameters of credit analysis, monitoring, and taking necessary action to improve the efficiency of the team
Stakeholder Management - Monitoring legal/technical vendors for the quality of work, turnaround time, etc, and ensuring that Varthana gets the best out of them
- Visiting spoke locations for business development
Portfolio Management - Developing and Managing the School Loans portfolio for the branch. This includes onboarding, monitoring, management, and recovery of school institution loans for the branch.
- Ensuring that the portfolio losses are within the portfolio threshold through following appropriate early warning practices by the team and taking appropriate account-level action when necessary.
- Ensuring that the team and the portfolio are audit compliant and ready at all times.
Code Of Conduct - Developing and Implementing appropriate due diligence processes to ensure that the policy parameters are adhered to by the credit team while onboarding new clients
- Understanding the local best practices in underwriting, monitoring, and tailoring makes processes when necessary
Preferred Profile - Minimum Education Qualification: Graduation / Post Graduation from a reputed institution
- 10+ years of experience in Retail banking / SME credit management
- Team player and motivating the team members to achieve the goals
- Influential Communication in English and Local Language
- Analytical skills and ability to process data on computer spreadsheets
- Comfortable in assessing clients without access to audited financials
- Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc
- Willingness and ability to travel within the city
Employee Benefits Along with Best-in-Industry compensation, we offer benefits that go beyond the CTC. - Learning & Development: State-of-class Learning Facilities, International Certifications, In-house Workshops & Learning Sessions, Self Learning Programs, 1:1 Coaching Discussions
- Professional Growth & Development: Talent Development Programs including Career Mapping, Internal Job Postings, Managerial & Leadership Development Workshops, and Further Education Program
- Motherhood Benefits: Extended Maternity leaves, Flexible work arrangements, and Child Care Benefits
- Health and Wellness: Life and Health Insurance, Parental Insurance, Wellness Sessions, Health Risk Assessment, Annual Health Check-ups, Gym Memberships, Tele Consultation, and Psychological Counselling
- Financial Benefits: Financial Assistance Program, Travel & Expenses Reimbursements, Pension Scheme, and Tax Saving Options
- Fun at Work: Office Parties, Team Outings, and Utsav Celebrations
- We have a 5-day work week, a transparent, flexible, and open-door work environment that fosters innovation & learning
Skills: risk management,credit manager,operational risk
Job tags
Salary
