Vagaro
Location
Ahmedabad | India
Job description
About Vagaro Technologies Pvt Ltd:
At Vagaro Technologies Pvt Ltd, we are committed to developing an all-in-one business management platform and a powerful online marketplace catering to the salon, spa, and fitness industries. With great pride, we disclose that our cloud-based software is trusted by over 4,50,000 professionals and 84,000+ businesses in the United States, Canada, UK, and Australia, empowering them to efficiently manage all aspects of their operations. Furthermore, Vagaro offers consumers the convenience of searching for and booking services within their local community. Our platform is renowned for its user-friendly interface and seamless compatibility across various devices.
Perks We Offer:
We believe in fostering a healthy work environment that encourages work-life balance and nurtures employee well-being. As part of our commitment to your growth and satisfaction, we are pleased to offer the following perks:
5-day workweek
Yearly performance bonus
Leave encashment.
Maternity leave provisions
Comprehensive Mediclaim coverage for family
15 paid leaves
11 Public Holidays
Engaging Tech- Friday actiities
Art of Living - Stress management workshops
Relaxing library and gaming zones
Flexible work schedule
Job Description:
Credit Risk Analyst:
The Credit Risk Analyst plays a crucial role in reviewing and investigating merchant accounts to assess fraud and credit risk exposure. This position involves conducting regular reviews of merchant accounts, determining account credit limits based on customer activity, forecasting potential growth, reviewing processing history, and conducting in-depth risk analysis to ensure the security and profitability of the organization's merchant portfolio.
Responsibilities:
Determine account credit limits by analyzing customer activity, processing history, financial data and business potential.
Regularly reassess and adjust credit limits based on changes in customer activity, industry trends, and risk factors.
Make decisions on required reserve amounts and releases.
Investigating abnormal processing patterns and recommending appropriate actions.
Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
Collaborate with fraud prevention teams to implement strategies for identifying and mitigating fraud risks.
Preferred Qualifications:
2+ years of relevant work experience is preferred.
Knowledge of payment processing systems and industry regulations.
Excellent communication and collaboration skills.
Strong analytical skills and proficiency in data analysis tools.
Self-Motivated - Ability to work independently and as part of a team.
Adaptability.
Highly organized
Problem solving and decision-making skills.
Ability to multitask throughout the workday.
Maintain reliability through attending scheduled shifts.
Job tags
Salary
