Location
Belgaum | India
Job description
Hi,
If you are looking for a change and would like to explore this opportunity, respond with following details along with a copy of resume.
- Updated CV
- Present compensation
- Motivation for change
Uchit Solutions, Leading & Preferred PAN India Sourcing Partner in BFSI/IT Space/Manufacturing/BPO Hiring for their Reputed Clients Across Levels.
Company : Leading Housing Finance
Position: Branch Credit Manager
Experience: 3 - 8years
Qualification: BCom/Mcom/MBA Finance/ICWA/CA Inter
Location: Bengaluru/Hyderabad/Cochin/Davangere/Mysore/Bidar/Tumkur/Vizag/Vijaywada/antapura/Ongole/Warangal/Coimbatore/Thrissur/Mandya/Chennai/Across South
No of Openings : 25 Positions
Department : Credit
Reports to : Regional Credit Head
General Job Responsibility
Managing Credit and Operations for Home Loans of the Region.
Credit appraisal as per policies, procedures, and credit underwriting guideline.
Maintenance of TAT, Compliance, policies and procedures.
Customer Application Screening, KYC and Income documents as
collected by SO for login.
Initiate legal, valuation, CIBIL and other verification reports
Interpretation of Credit Bureau Report
Analysis of Bank Statements and other relevant documents for
income assessment.
Meet customers and do business and income earning capacity as
per the Credit Manual & Guidance Notes
Tactical
Co-ordinate with SO for post approval activities like Loan
documentation check, Sanction conditions adherence, PDC and
NACH forms accuracy and send the file to HO for disbursements.
Responsible for tracking and collecting all Post Disbursed
Documents including Loan Closure letters on takeover, Collecting
Sale Deeds for new purchases and sending to HO.
Responsible for PDC/NACH replenishment to ensure regular
repayment of EMI.
Interact with the customer in order to determine the loan requirement, purpose of loan, income sources.
Verify the documents that have been provided by the customer and request for pending documents through concerned team.
Post login of file into the system, conduct verification or initiate for verifications through third party, wherever available as per guidelines received by Head Office.
Conduct personal discussion to resolve all queries related to issues identified during verifications.
Documentation and credit approval
Prepare the proposal document detailing the loan eligibility after analyzing customer data and as per credit guidelines.
Approve cases for loan eligibility up to limit that has been assigned and recommend cases to higher authorities as per policy
Generate offer letter for the customer, collect property documents, and initiate technical and legal verification.
To complete post sanction formalities related to checking of documents, execution of loan documents, collections of additional documents & PDCs as per the guidelines and prepare the docket inclusive of all income/ property/ customer related documents.
Audit
To participate in the monthly audit and assist the auditors in all queries and take actions for all audit inconsistency in a timely manner.
Salary : Negotiable
Regards,
Amarnath
Lead TA
Uchit Solutions/Miracles Unlimited
Email ID - [HIDDEN TEXT]
Contact Number : 7019280282
Job tags
Salary
