Location
Bangalore | India
Job description
Job Description
Job Responsibilities: - You will prepare credit risk analysis reports on assigned clients (business and financial analysis with focus on credit issues) and recommend rating grades for the clients and facilities/exposures
- You are expected to well understand and keep yourself regularly updated on the Credit Ecosystem – Tools & Applications, Policies, Procedures, Guidelines, Systems required to perform the Credit Analysis of Real Estate Borrowers
- Develop strong knowledge of credit analysis for clients; regularly track sector developments on an on-going basis
- Build expertise in the North America Commercial Real Estate sector; as well as in analyzing Real estate Operating Companies & Real Estate Investment Trusts
- You will be jointly working with Underwriters/Portfolio Managers in North America and Portfolio Managers in India on multiple portfolio management activities
- You are expected to develop and maintain open communication channels with Underwriters and Credit Executives
- Contribute to various ad-hoc projects
Required Qualifications, capabilities and skills: MBAs (with Finance specialization) / CAs - 0-2 years of experience in credit risk; experience in the North America Commercial real estate sector is preferred
- Strong understanding of corporate finance and financial statements, including ratio analysis, cash flow analysis, and basic accounting principles
- Attitude and aptitude to learn and enhance knowledge of credit risk analysis; and passion for real estate sector
- Deadline orientation; strong attention to detail and high accuracy
- Proficient in the use of Microsoft desktop tools (MS Word, Excel and Power Point) and ability to learn new tools, techniques and applications
- Ability to work proactively & independently, as well as in a team environment
- Strong & Effective communication skills – both verbal & written; and good interpersonal skills to be able to effectively present analysis and build strong relationships with stakeholders at various hierarchies
ABOUT US JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
About The Team Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.
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