YO HR Consultancy
Location
Gurgaon | India
Job description
Experience- 4 to 10 years
Location- Gurgaon Must have- Experience in Alternate data/Bureau Data Management and designing Risk Strategies Experience in quantitative analysis, data mining, trend analysis / creating insights Experience in Risk Analysis and Portfolio Management Job Description- Develop underwriting strategies for Personal Loan & postpe through existing data in ecosystem as well as explore alternate data. Assess & enhance underwriting framework using traditional and non-traditional data sources. Detailed understanding of in-house systems & agility to change the same whenever required. Hands-on approach to risk segmentation & ability to implement the same on system. Think like a consumer to bringing ease in use of the product along with maintaining risk loss. Monitor & track repayment patterns of existing portfolio & quickly make acquisition strategy changes. Ability to bring external knowledge of unsecured products like personal loans, consumer loans & credit cards from acquisition standpoint & build capability internally. Focused to understand risk not only from underwriting but impact to the overall consumer lending cycle. Collaborating with teams like – Data Science, Product, Business to setup and monitor underwriting strategies. Monitor implemented strategies to continuously assess business & risk impact Promote a self-service culture by understanding the trends and behaviors in the Risk reporting and drive through the appropriate enhancements to ensure maximum utilisation of reporting and analytics toolsets Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed, options evaluated and decisions aligned with values. Skills: risk analysis,portfolio management,quantitative analysis,data mining,sql,python,underwriting,risk management,credit,bureau data managementJob tags
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