Location
Lucknow | India
Job description
Godrej Capital aims at becoming one of the fastest growing lending companies with core values of Customer Obsession, Entrepreneurial mindset and Collaboration. Since our start in 2020, we have grown rapidly across multiple lending products in the Secured and Unsecured portfolios. In 2023 we introduced Business Loans in the market and after witnessing success with it, we are now scaling up and expanding our presence to more locations across India.
We are looking to build our Business Loans teams across India in the location of - Lucknow
The Area Credit Manager (Business Loans) is responsible for for end-to-end credit underwriting and disbursal of retail business loans.
Role Description:
- Credit assessment and underwriting of business loan applications based on product and policy norms – end to end from login to disbursal of loans
- Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
- Disbursal of Business Loans including all checks and verification
- Coordination with processing vendors and training of vendors and their staff on processes and polices
- In-person meetings and discussions with clients
- Responsible for maintaining the processing TAT
- Managing a team of Credit Managers for Credit Assessment and Portfolio Management of retail assets for the region
- Participate in and clear regular internal and external audits
- Vendor management, including quality monitoring
Who we are looking for:
- Credit Underwriting experience of 5 to 8 years
- Mandatory Qualification – Chartered Accountant/ MBA in Finance
- Good to have - Basic financial knowledge of P&L / Balance Sheet and financial ratios
- Should have worked in Business underwriting (HL, LAP) for some part of underwriting career.
- Should have worked in the same geography
Job tags
Salary
