Kelly Outsourcing And Consulting Group India Private Limited
Location
Ahmedabad | India
Job description
Position Specialist - Credit & Risk Management
Specialist - Credit & Risk
Exp - 8 years and above
CTC - upto 35 LPA
Industry - Cement/Paint/Chemical/FMCG/FMCD
Reporting Manager: Head - Sales & Market Development and PMO
Peer Positions: Lead - Channel Development Support, Retailer Loyalty Manager, Channel Relationship Manager
Function/Department: Sales & Marketing
Location : Adani Corporate House, Ahmedabad
Age Band: Up to 35 Years
Purpose of Position
End to end responsible for maintaining the fiscal discipline of the sales vertical.
Key Stakeholders
1. Regions
2. Corporate
3. Channel Partners
4. Purchase an Digital
Deliverables / Responsible for (results)
1. Develop and ensure implementation of framework, policies and guidelines for credit and risk management of the sales vertical.
2.Manage the provisioning of schemes and discounts and calculate ROI for dealers as well as for company from the dealers.
3. Establish and monitor key performance metrics to maintain the fiscal discipline within agreed parameters of the sales portfolio and follow up with the regions for reducing outstanding
4. Develop, incubate and manage alternative options of funding for different segment of dealers, tie-ups with channel finance providers, etc.
5.Co-ordinate with other departments like finance and audit, respond to audit queries, exchange information, etc
Qualifications
Essential: CA/ICWA
Desirable/Preferable: CA/ICWA
Work Experience (Cumulative)
Total Years (Band) 8 – 10 years
Years (Relevant) 6 – 8 years
Seniority (desirable)
Total 8-10 years of experience out of which 6-8 years should be in credit assessment or credit risk management of channel partners or channel finance products
Types of Organization
MNC / Indian / Conglomerates / Entrepreneurial / Large Scale / Listed / Hi-Growth / Process driven
Types of Sector
Banks / FIs / Insurance / Building Materials /Paints / FMCG / Consumer Durables / Tyres / Any product company with extensive channel distribution network
Variety of experience
Total 8-10 years of experience out of which 6-8 years should be in credit assessment or credit risk management or channel finance products / bill discounting, etc
Qualitative aspects
A detail-oriented finance professional with expertise in credit risk management, credit assessment, lending to MSME and tie-ups with channel finance providers.
Competencies
Technical Domain
Finance and Accounting
Credit Assessment
Credit Risk Management
Lending
MSMSE
Channel Finance / Bill discounting
Behavioural / Managerial / Leadership
Good Communication skills
Influencing without authority
Organizing skills
Leadership skills
Collaboration
Analytical
Culture Fit / Personality types / Special imperatives
Detail-oriented, Analytical
Process driven, Compliant
Courage
Trust
Commitment
Job tags
Salary
