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Branch credit Manager


HDB Financial Services Limited


Location

Amritsar | India


Job description

JOB TITLE 
Branch Credit Manager 
JOB ROLE
 Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
 Verifying the promoter’s track record & ascertaining their credit worthiness.
 Analysis of the financial statements of the prospective customer to identify the short term & long term
solvency & liquidity position
 To ensure Bounce Rate and Delinquency are within acceptable standards.
 Monitor and enforce approval rate and TAT as per prescribed standards.
 Monitor and ensure that monthly Branch audit score is satisfactory.
 Vendor Management.
 To conduct customer meeting to evaluate credit proposal
 PDD Tracking and closure
 Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Skills Required : credit underwriting , PD Experience
Education/Qualification : graduate
Role :

JOB TITLE REPORTS TO
Branch Credit Manager Branch Manager
JOB ROLE
 Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
 Verifying the promoter’s track record & ascertaining their credit worthiness.
 Analysis of the financial statements of the prospective customer to identify the short term & long term
solvency & liquidity position
 To ensure Bounce Rate and Delinquency are within acceptable standards.
 Monitor and enforce approval rate and TAT as per prescribed standards.
 Monitor and ensure that monthly Branch audit score is satisfactory.
 Vendor Management.
 To conduct customer meeting to evaluate credit proposal
 PDD Tracking and closure
 Compliance to repayment instrument replenishment to ensure regular repayment of EMI

Intersted candidates can share your resume on [email protected] or 6376590098


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