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Location
Gurgaon | India
Job description
Objective (Purpose of the Job) The objective of the position is to manage risk through underwriting scorecards and data driven strategies.
Key Responsibilities Responsible for defining the credit underwriting framework Defining the strategies for credit approval and Credit Limit assignment Monitoring & meeting the acquisition vintage risk levels within the risk appetite Defining the framework for repeat transaction authorization for revolving products Monitoring & meeting the transaction risk levels within the risk appetite Monitoring the incoming credit profiles, score distributions, approval rates etc. Close cooperation with business teams like Sales, CRM, Marking, Digital, and Data Science Leveraging big data sources like credit bureau data, SDK data, telecom data, Geo data etc. in UW strategies Desired Profile Technical Graduate (B.tech/BE/Economics/Mathematics/Statistics). Expertise in SQL Understanding and experience on Python and Visualization tool. Knowhow of consumer lending business (Personal loan, Credit Cards, Consumer durable loans, etc.)Job tags
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