Location
Mumbai | India
Job description
- This positions primary responsibility will be for evaluating and monitoring the creditworthiness of corporations within the investment grade spectrum
- Primary focus will involve assessing financial data, company filings, industry trends, and market conditions to make informed recommendations regarding credit risks and opportunities within a portfolio of investment grade companies
- The Credit Analyst is also responsible for making presentations to the Rating Committee with credit opinions and internal rating recommendations
- This position also identifies developing credit concerns before they negatively impact the portfolios and identifies potential additions to the Approved List
Years of Experience
3 to 5 years experience in credit analysis within the investment, banking, or insurance industries.
Qualifications
- Bachelor s degree in Economics, Accounting, Finance or related field. MBA or CFA designation highly preferred.
Responsibilities
- Fundamental credit research of investment grade corporate credits, primarily financial institutions (banks).
- Ongoing surveillance and monitoring of assigned credits which may include Asset Backed Commercial Paper (ABCP) and Asset Backed Securities (ABS).
- Timely credit research and financial analysis in response to trading and portfolio management proposals for investments in new-issue and secondary investment opportunities.
- Ensuring consistency of the credit research process, while seeking on going enhancements and efficiencies to the research process which meets the needs of all stakeholders.
- Exposure analysis and credit risk measurement.
- Ability to manage a significant amount of data and support database design and management for credit research, ratio and trend analyses, and management reporting.
- Ad hoc credit risk projects as required.
Candidate Requirements
- Keen eye for detail, a deep understanding of financial markets, and the ability to interpret complex data to make informed credit decisions.
- Excellent qualitative and quantitative financial analysis skills.
- Critical thinker.
- Ability to leverage tools such as Excel, Bloomberg, to drive efficient, credit monitoring.
- Experience with risk management principals and techniques such as VaR and Stress Testing.
- Proven database skills.
- Outstanding people skills with the ability to convey credit opinions and concerns effectively and efficiently.
- A strong individual contributor with the ability to work independently with minimal supervision, but also be able to work and collaborate as part of a team.
- Strong work ethic with the ability to prioritize and manage multiple responsibilities.
- Work proactively with portfolio managers and other key stakeholders.
Core Values
- Strong interpersonal, oral, and written communication and collaboration skills with all levels of management
- Strong organizational skills including the ability to adapt to shifting priorities and meet frequent deadlines,
- Demonstrated proactive approach to problem-solving with strong judgment and decision-making capability.
- Highly resourceful and collaborative team-player, with the ability to also be independently effective and exude initiative and a sense of urgency.
- Exemplifies our customer-focused, action-oriented, results-driven culture.
- Forward looking thinker, who actively seeks opportunities, has a desire for continuous learning, and proposes solutions.
- Ability to act with discretion and maintain complete confidentiality.
- Dedicated to the firm s values of non-negotiable integrity, valuing our people, exceeding client expectations, and embracing intellectual curiosity and rigor.
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