YO HR Consultancy
Location
Gurgaon | India
Job description
General Manager- Risk Manager Lending
Location- Gurgaon Experience- 7 to 10 years Must Have- Experience with Quantitative Analysis, Data mining and Trend analysis Experience with Risk Analytics and Portfolio Management experience in Financial Services/ Fintech preferably in Credit Card / Unsecured Loan Experience of Alternate data along with Bureau Data Management and designing Risk Strategies Responsibilities- Develop underwriting strategies on merchant lending through existing data in company ecosystem as well as explore alternate data. Early assessment of segment level loss rates & take quick action on the segments. Launch challenger segments & quantify expected benefit & loss from the same. Close interaction with Product team for recommended changes in the policy or workflow Detailed understanding of in-house systems & agility to change legacy systems whenever required. Hands-on approach to risk segmentation. Collaborating with teams like – Data Science, Product, Business to setup and monitor underwriting strategies. Take portfolio action through offus behavior from bureau/ alternate data triggers. Monitor implemented strategies to continuously assess business & risk impact. Promote a self-service culture by understanding the trends and behaviors in the Risk reporting and drive through the appropriate enhancements to ensure maximum utilization of reporting and analytics toolsets. Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed, options evaluated and decisions aligned Skills: risk analytics,portfolio management,unsecured loan,quantitative analysis,risk strategies,data mining,trend analysis,fintech,financial,credit cardJob tags
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