Decision Scientist - Consumer Lending (Trust & Safety)
Location
Bangalore | India
Job description
Position: Decision Scientist
Roles and Responsibilities:-
- Regular analysis of the transaction and customer behaviour data to identify the key fraud trends and develop strategies to prevent the fraud and reduce genuine customer impact.
- Develop key fraud metrics across different merchant categories and communicate portfolio trends with the respective stakeholders.
- Support ad hoc analytical projects.
- Interact with cross functional teams (product, tech, operation, compliance, business) to develop fraud risk solutions.
- Proactively identify opportunities to enhance the current fraud risk management process.
- Explore new tools and features for better fraud prevention.
- Work closely with the business team in developing strategies for the new product launch.
Skills and Qualifications:-
- Bachelor's in engineering or Master's degree in Management, Maths, Statistics or related quantitative discipline.
- You must have 3+ years of experience in data analytics / risk analytics / business analytics.
- Proficient in SQL. Should be able to write queries to manipulate and consolidate data from multiple data sources.
- Excellent Excel skills.
- Strong quantitative abilities, distinctive problem-solving and excellent analytical skills.
- Strong organisational, communication, presentation and project management skills.
- Good working knowledge of programming languages like Python, R, SAS.
- Theoretical and practical knowledge of statistical techniques such as regression, segmentation, forecasting.
- Working experience with BI tools (QlikView/Tableau/PowerBI/ QlikSense etc) will be an added advantage.
PhonePe Full Time Employee Benefits
- Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
- Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System
- Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
- Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
- Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment
- Other Benefits - Higher Education Assistance, Car Lease, Mobile & Broadband Reimbursements, Salary Advance Policy
Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe .
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