credit analyst real estate
Intellectual Capital HR Consulting Pvt. Ltd.
Location
Mumbai | India
Job description
Key Responsibilities :
- Underwriting in real estate including builders and LRD
- Key responsibility is to ensure a through evaluation of Real Estate proposals including
financials, security, regulation wrt to lending as well as real estate, sales projections, cash
flow projections, micro markets and enterprise.
● Along with the team, conduct in depth analysis and comprehensive analysis of the projects
and enterprise
● Take balanced decisions on underwriting risk within delegated authorities. Present a
comprehensive and balanced analysis for enabling decisions in other cases.
● Periodically monitoring progress, through financials, sales and collection progress, approval
status, construction status, etc.
● Conduct periodic reviews of the outstanding advances portfolio, including tracking pf progress
and conditions at the time of sanctions. Initiate appropriate actions or escalations in case of
deviations.
● Develop and maintain credit risk strategy and policy by continuous analysis of business and
collection trends, risk assessment & mitigation thereof.
● Assist compliance team in regular audits and other data points.
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