Credit Manager (Machinery Loan)

Location

India | India

Job description

Job Description:

Roles and Responsibilities

• Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer.
• Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic doability in terms of amount and commercials ensuring compliance with organization credit policy.
• Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval.
• Conducting on sight/Call based due diligence.
• Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager.
• Addressing the concern raised by the Senior Credit/Underwriting Manager if any.
• Compiling MIS on credit findings and queries raised by the field audit report.
• Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes.
• Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives.

Job tags

Salary