Michael Page
Location
Gurgaon | India
Job description
. Develop and execute credit policies, procedures, and guidelines in alignment with organizational objectives and regulatory requirements.
. Lead the automation efforts in credit underwriting processes to enhance efficiency, accuracy, and scalability.
. Evaluate and implement advanced analytics and machine learning techniques to optimize credit decisioning and risk assessment.
. Collaborate with cross-functional teams including product development, technology, and data science to drive innovation and continuous improvement in credit operations.
. Monitor and analyze credit portfolio performance, identifying emerging risks and opportunities for portfolio optimization.
. Establish strong relationships with external partners including credit bureaus, regulators, and industry peers to stay abreast of market trends and best practices.
. Provide leadership, mentorship, and guidance to the credit team, fostering a culture of excellence, collaboration, and accountability.
. 12+ years of progressive experience in credit management, in the financial services industry.
. Proven expertise in automating credit underwriting processes
. Strong understanding of credit risk management principles, regulatory requirements, and industry best practices.
. Exceptional analytical skills with the ability to interpret complex data and make data-driven decisions.
. Excellent leadership, communication, and interpersonal skills with the ability to influence and inspire cross-functional teams.
. Demonstrated track record of driving strategic initiatives, delivering results, and managing stakeholders effectively.
Leadership role and a Wealth Creation Opportunity
Job tags
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