Talent Corner HR Services Pvt Ltd
Location
Bangalore | India
Job description
Loan Manager required someone who has experience in working as DSA
Job Description:
We are seeking a highly skilled and experienced Loan Manager to join our dynamic team. The ideal candidate will have a proven track record in managing and processing loans with a focus on high-ticket value transactions. The candidate should be adept at navigating the intricacies of various banking institutions, demonstrating exceptional negotiation skills, and ensuring the seamless processing of loans.
Responsibilities:
- Loan Processing:
- Oversee the end-to-end process of loan applications, ensuring accuracy, completeness, and compliance with regulatory requirements.
- Manage a portfolio of high-ticket value loans and collaborate with clients to gather necessary documentation.
- Evaluate financial information and credit risk to make informed decisions on loan approvals.
- Bank Relationship Management:
- Cultivate and maintain strong relationships with various banks and financial institutions.
- Negotiate loan terms, interest rates, and conditions with banks to secure favorable terms for clients.
- Stay abreast of changes in banking policies and procedures that may impact loan processing.
- Risk Assessment:
- Conduct thorough risk assessments on loan applications, taking into consideration factors such as credit history, financial stability, and collateral.
- Implement risk mitigation strategies to minimize potential losses and optimize loan portfolio performance.
- Client Interaction:
- Communicate effectively with clients to understand their financial goals and provide guidance on the loan application process.
- Address client inquiries and concerns promptly, ensuring a high level of customer satisfaction.
- Compliance and Documentation:
- Ensure compliance with all relevant laws, regulations, and internal policies.
- Maintain accurate and up-to-date documentation for all loan transactions.
Qualifications:
- Bachelor's degree in Finance, Business Administration, or a related field.
- Proven experience as a Loan Manager with a focus on high-ticket value home loans.
- In-depth knowledge of loan processing, banking procedures, and financial regulations.
- Strong negotiation skills with a successful track record of securing favorable terms.
- Excellent analytical and risk assessment abilities.
- Exceptional communication and interpersonal skills.
- Ability to multitask and prioritize in a fast-paced environment.
- Familiarity with loan origination software and financial modeling tools.
Job tags
Salary
