HDB Financial Services Limited
Location
Siddipet | India
Job description
• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
• Verifying the promoter’s track record & ascertaining their credit worthiness.
• Analysis of the financial statements of the prospective customer to identify the short term & long term
• solvency & liquidity position
• To ensure Bounce Rate and Delinquency are within acceptable standards.
• Monitor and enforce approval rate and TAT as per prescribed standards.
• Monitor and ensure that monthly Branch audit score is satisfactory.
• Vendor Management.
• To conduct customer meeting to evaluate credit proposal
• PDD Tracking and closure
• Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Education/Qualification : Any Graduate, Masters
Role :
Manage credit quality and control delinquencies, frauds.
Monitoring Performance
• Managing performance in terms of key drivers i.e.
• Loses / Portfolio quality parameters
• Cost of credit administration
• Employee Productivity
• Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.
Job tags
Salary
